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Why Do Insurance Companies Delay Claims?

When you file a claim with your insurance company, naturally, you want a prompt and decisive resolution. You expect your insurance company to pay your claim in timely manner, just like you timely pay your...

What You Need To Know About Common Law Bad Faith in Texas

Has the insurance company delayed, lowballed, underpaid, or flat-out denied your claim without a clear or valid reason? You may be able to file a lawsuit against your insurance company for bad faith. Read below...

Tips for a Better Personal Injury Claim

If you are injured because of someone else’s reckless or negligent acts, you may be able to file a personal injury claim against them. Personal injury claims can be filed in order to gain compensation...

What to Consider When Filing a Texas Hurricane Insurance Claim

The damage from a hurricane can be devastating, primarily when it affects you and your loved ones personally. It is also a community issue that can have long-lasting financial and psychological ramifications. If you need...

Your Guide to Texas Hurricane Insurance

Texas homeowners, especially those who live in coastal regions, must be aware of the looming threat posed by hurricanes. Hurricane season often leaves massive property damage in its wake, but the right insurance coverage can...

What to Do After a Slip and Fall Accident

Slip and fall accidents are incredibly common. Imagine that you skid across an icy sidewalk, or tumble down broken, poorly maintained stairs. Accidents like these can result in significant injuries, including broken bones, broken teeth,...

8 Tips for Filing a Tornado Insurance Claim

In the wake of a damaging storm, naturally, you expect to receive compensation from your insurance company as promptly as possible in order to begin making necessary repairs to your home or property and begin...

Tips for Handing Your Tornado Damage Claim

Less than a month into the new year, and we’ve already seen a number of severe storms rumble across Texas, including major tornadoes that have left significant damage in their wake. While homeowners don’t have...

What is Property Damage Liability Insurance?

It’s critical for drivers to have adequate insurance in place. Insurance safeguards you from the risk of loss, damage, theft, and can provide financial protection in the event you are involved in a collision or...

What is Homeowners Insurance?

Most homeowners have an insurance policy, whether by their own choice or because it is mandated by their mortgage company. At the most basic level, a homeowners insurance policy provides financial protection should there be...

How Does The Texas Freeze Damage Claims Process Work?

If you have suffered freeze damage to your home in Houston, you may experience severe inconveniences, destroyed belongings, and significant expenses. Texas freeze damage claims often require swift action on short notice, making a difficult...

How Can a Witness Affect Your Car Accident Case?

Car accidents can be traumatic for everyone involved. This certainly includes drivers and passengers, but it also extends to bystanders who may witness the collision. If you’re involved in a car accident, it’s crucial to...

Tips for Taking Pictures Following a Car Accident

If you are injured or sustain property damage as the result of a car accident, you’ll naturally want to consider filing an insurance claim to receive adequate compensation. In order to file a claim, however,...

What Causes Trucking Accidents?

Trucks play an incredibly valuable role in getting materials, supplies, and products from distribution centers into stores, and in some cases directly to consumers. Indeed, the significance of truckers within our economy is reflected by...

Hiring a Lawyer for an Insurance Claim

If you suffer property damage due to fire, flood, or theft, one of the logical steps is to file a claim with your homeowners insurance company. However, this process might give you some trepidation. What...

COVID-19 Personal Injury Claims

Many of us have had our lives upended, or at the very least disrupted, by the COVID-19 pandemic. During these surreal days of quarantine, it can be challenging to figure out who to listen to...

Homeowners Insurance in Texas: Know Your Rights

Most homeowners have some baseline understanding of what homeowners insurance is and how it can be beneficial. However, questions often arise about what’s covered and what’s required by a standard homeowners policy, e.g., is it...

Tips for Water Damage Insurance Claims

While Texans have largely moved past the severe winter weather that left so many without power, some homeowners are still dealing with the fallout. Specifically, many homeowners may be coping with pipes that froze, ruptured,...

6 Things to Know When Buying Homeowners Insurance

Most homeowners have little choice about whether or not they should buy homeowners insurance. It’s typically a requirement of mortgage lenders, who are zealous to safeguard their investments. Even for homeowners who own their property...

Your Rights Under Chapter 542 of the Texas Insurance Code

Insurance represents a contract made between you and your insurance company, assuring that, if anything catastrophically wrong befalls you, your insurance company will step in to provide a financial safety net. This contract gives your...

Understanding Your Rights in Texas Hail Claims

If you have suffered hail or windstorm damage to your home or business in Texas, and your insurance company has denied your claim, then you need to understand your rights under your insurance policy and...

Your Rights Under Chapter 541 of the Texas Insurance Code

Chapter 541 of the Texas Insurance Code, entitled, Unfair Methods of Competition and Unfair or Deceptive Acts or Practices, protects the rights of policyholders, laying out in detail when an insurer engages in an unfair...

What's the Time Limit for Filing a Claim?

After an accident, you should typically file a claim with the insurance provider of the negligent party who is responsible for your accident. It is important that you move with haste in filing a personal...

What Should I Do after an Injury?

Your number one priority should be your well-being. Seek out medical advice as soon as possible to ensure that you get the treatment you need. You should also move quickly to consult with an attorney...

Personal Injury Claims in Texas

If you or a loved one has been injured due to somebody else’s wrongdoing, McLaurin Law can help. We have years of experience helping injured people get the help they both need and deserve. Don't...

Insurance Claims Following Texas’ Winter Storms

Winter weather can do enormous damage to your home. This is something that many Texas homeowners are learning the hard way, as extreme snow, ice, and cold temperatures wreak havoc across the state. Once the...

Small Business Insurance Errors (and How to Avoid Them)

Having the right kinds of insurance can help shield your business against undue risk. However, small business insurance products can be complicated, and it is extraordinarily easy to make simple mistakes that expose your company...

Disputing a Homeowners Claim Denial

If you have ever filed a claim with your homeowners insurance company and believed that you were not adequately compensated—or, if you’ve filed a claim and had it outright denied—you are not alone. Many policyholders...

Understanding Slip and Fall Claims

Goes the Homeowner Have Insurance? Slip and fall injuries are some of the most common injuries of all. They can happen any time, and to anyone—and when they do, it can be challenging to know...

Responding to Hurricane Damage

Homeowners should always be prepared for the harmful effects of hurricanes and inclement weather, which can sometimes result in extensive property damage. For example, a particularly bad windstorm or hailstorm may result in damage to...

What to Do When Filing a Homeowner’s Claim

It is disorienting for any homeowner to discover that their property has been damaged or lost, whether due to a fire, a natural disaster, or theft. Adding insult to injury, the homeowner’s insurance claims process...

What to Do Following a Motorcycle Accident

Here in Houston, the weather permits motorcycle riding almost year-round. While taking the bike out can be exhilarating, it is never without risks. Accidents can happen even to the most cautious of riders, resulting both...

Gathering Evidence in a Personal Injury Case

Personal injury suits come in many forms based on different types of injury or property damage. For example, personal injury suits may involve damages sustained in an auto collision or slip-and-fall accident. They may also...

What Is Civil Authority Coverage?

The coronavirus pandemic has disrupted all of our lives and our businesses in some form or fashion. As business owners seek to deal with these disruptions, many have raised relevant questions about their insurance coverage,...

What Is Business Interruption Insurance?

Business interruption insurance is fundamentally designed to protect a business against its inability to continue its normal day-to-day operations, or to occupy its physical premises, in the event of a property loss (due to fire,...

Coronavirus Business Interruption Insurance

Is Your Company Losing Business as a Result of Covid-19? Business Interruption Insurance May Cover the Damage The rapid spread of the 2019 Novel Coronavirus, or COVID-19, has already exhibited an astonishing effect on our...

Mistakes to Avoid When Buying Small Business Insurance

For small business owners, insurance can provide a necessary safety net—a way to mitigate risk and to safeguard against the unexpected. With that said, choosing the wrong insurance can have damaging consequences. You could simply...

What to Ask Your Maritime Lawyer

Whether you’re working on a boat, an oil rig, or a dock, accidents can happen in an instant. But if it takes just a moment for you to sustain a serious injury, it usually takes...

Preparing to File a Property Damage Claim

Any time you sustain damage to your home, business, or vehicle, it is only natural to consider filing a property damage claim. However, the claims process can be cumbersome, and many individuals are unsure of...

What Should I Do If My House Floods?

For homeowners, few things are more daunting than finding extensive flood damage in your home; yet, as the result of hurricanes and other extreme weather, this is a reality that many Texans have had to...

Construction Defects

Even skilled builders can make errors in the construction process; for evidence of this, look no further than to the Leaning Tower of Pisa. But what happens when those construction defects impact you directly? For...

What to Do Following a Chemical Fire

In recent weeks, a number of Texans have had their lives disrupted due to a series of chemical fires—explosions that have not only sent toxins into the atmosphere but also left some individuals with property...

Itc Chemical Fire in Deer Park, TX

On March 17, 2019, a storage tank ignited at the Intercontinental Terminals Company (ITC) Deep Park facility, 15 miles southeast of Houston, Texas, which led to a plume of smoke that spread across much of...

Maritime Workers & the Jones Act

Depending on what line of work you’re in, you may face daily risks of accident and injury—and in many cases, there are legal protections in place to ensure you get the compensation and care you...

Addressing Property Loss

What to Do after a Property Loss Whether it’s due to fire, flood, or hurricane, property loss is always traumatic. In the days following the disaster, homeowners can take some basic steps to ensure that...

Hiring a Public Adjuster

Should your home ever be damaged in a natural disaster, you’ll likely want to file a claim with your insurance company. The end goal is to receive compensation for the damage, but of course, the...

What to Do Following a Car Accident

Few things are more disorienting than being in a car accident. In the immediate aftermath of a collision, it’s not unusual to feel dazed and unclear. Nevertheless, the actions you take just after a car...

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