Why Do Insurance Companies Delay Claims?
When you file a claim with your insurance company, naturally, you want a prompt and decisive resolution. You expect your insurance company to pay your claim in timely manner, just like you timely pay your...
When you file a claim with your insurance company, naturally, you want a prompt and decisive resolution. You expect your insurance company to pay your claim in timely manner, just like you timely pay your...
Has the insurance company delayed, lowballed, underpaid, or flat-out denied your claim without a clear or valid reason? You may be able to file a lawsuit against your insurance company for bad faith. Read below...
If you are injured because of someone else’s reckless or negligent acts, you may be able to file a personal injury claim against them. Personal injury claims can be filed in order to gain compensation...
The damage from a hurricane can be devastating, primarily when it affects you and your loved ones personally. It is also a community issue that can have long-lasting financial and psychological ramifications. If you need...
March 1, 2023
Texas homeowners, especially those who live in coastal regions, must be aware of the looming threat posed by hurricanes. Hurricane season often leaves massive property damage in its wake, but the right insurance coverage can...
Slip and fall accidents are incredibly common. Imagine that you skid across an icy sidewalk, or tumble down broken, poorly maintained stairs. Accidents like these can result in significant injuries, including broken bones, broken teeth,...
Let’s address 5 small business insurance questions you should ask a business insurance claims lawyer to ensure you adequately protect your business and assets. Too many small business owners make the mistake of thinking superficially...
February 15, 2023
In the wake of a damaging storm, naturally, you expect to receive compensation from your insurance company as promptly as possible in order to begin making necessary repairs to your home or property and begin...
As the destruction caused by Tuesday’s devastating tornado in Greater Houston painfully reminded residents, tornadoes can happen any time of year. On January 24, 2023, a devastating tornado inflicted catastrophic damage to homes, businesses, and...
February 6, 2023
Less than a month into the new year, and we’ve already seen a number of severe storms rumble across Texas, including major tornadoes that have left significant damage in their wake. While homeowners don’t have...
HOUSTON, Texas—Jason C. McLaurin, Attorney and Founding Member of McLaurin Law, PLLC, issues a warning about the statute of limitations to Texans seeking to file claims for damages sustained in the 2021 Ice Storms. From...
If you suspect your insurance claim or appeal was denied or undervalued in bad faith, you may wonder how to prove bad faith in court. State and federal laws are in place to hold insurance...
It’s critical for drivers to have adequate insurance in place. Insurance safeguards you from the risk of loss, damage, theft, and can provide financial protection in the event you are involved in a collision or...
HOUSTON, Texas—Jason C. McLaurin, Attorney and Founding Member of McLaurin Law, released a statement following the devastation caused by a tornado on Tuesday, January 24. Officials estimate it will take weeks to clean up after...
Recovering from a car accident takes time. Often, your doctors will urge you to devote several days or even several weeks to rest and heal. This is obviously problematic for those who have full-time jobs....
If you are involved with boats or shipping over the water in or near Houston as an individual or business, you must prepare to make the proper boat insurance claim. Knowing the types of claims...
When your property is damaged by a storm, a fire, or a criminal act, it’s helpful to have an insurance policy in place. A property damage insurance claim may help you recoup the money required...
Most homeowners have an insurance policy, whether by their own choice or because it is mandated by their mortgage company. At the most basic level, a homeowners insurance policy provides financial protection should there be...
If you have suffered freeze damage to your home in Houston, you may experience severe inconveniences, destroyed belongings, and significant expenses. Texas freeze damage claims often require swift action on short notice, making a difficult...
Car accidents can be traumatic for everyone involved. This certainly includes drivers and passengers, but it also extends to bystanders who may witness the collision. If you’re involved in a car accident, it’s crucial to...
Car collisions can result in a wide range of physical damages. The most minor accidents can result in simple fender-benders, scratches, chipped paint, or bashed-in bumpers. More serious accidents may result in consequential damage. In...
If you are injured or sustain property damage as the result of a car accident, you’ll naturally want to consider filing an insurance claim to receive adequate compensation. In order to file a claim, however,...
In Texas, commercial property damage can impact your business at any time, and often without warning. Severe weather, fire, theft, vandalism, and associated costs can threaten the people who depend on your business. You may...
December 1, 2022
Trucks play an incredibly valuable role in getting materials, supplies, and products from distribution centers into stores, and in some cases directly to consumers. Indeed, the significance of truckers within our economy is reflected by...
If you suffer property damage due to fire, flood, or theft, one of the logical steps is to file a claim with your homeowners insurance company. However, this process might give you some trepidation. What...
Many of us have had our lives upended, or at the very least disrupted, by the COVID-19 pandemic. During these surreal days of quarantine, it can be challenging to figure out who to listen to...
Most homeowners have some baseline understanding of what homeowners insurance is and how it can be beneficial. However, questions often arise about what’s covered and what’s required by a standard homeowners policy, e.g., is it...
While Texans have largely moved past the severe winter weather that left so many without power, some homeowners are still dealing with the fallout. Specifically, many homeowners may be coping with pipes that froze, ruptured,...
Most homeowners have little choice about whether or not they should buy homeowners insurance. It’s typically a requirement of mortgage lenders, who are zealous to safeguard their investments. Even for homeowners who own their property...
Insurance represents a contract made between you and your insurance company, assuring that, if anything catastrophically wrong befalls you, your insurance company will step in to provide a financial safety net. This contract gives your...
If you have suffered hail or windstorm damage to your home or business in Texas, and your insurance company has denied your claim, then you need to understand your rights under your insurance policy and...
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Chapter 541 of the Texas Insurance Code, entitled, Unfair Methods of Competition and Unfair or Deceptive Acts or Practices, protects the rights of policyholders, laying out in detail when an insurer engages in an unfair...
Typically, the answer to this is absolutely not. Insurance companies are looking out for their own best interests and will try to get you to settle for an offer that is far below what you...
After an accident, you should typically file a claim with the insurance provider of the negligent party who is responsible for your accident. It is important that you move with haste in filing a personal...
Your number one priority should be your well-being. Seek out medical advice as soon as possible to ensure that you get the treatment you need. You should also move quickly to consult with an attorney...
If you have been injured in Texas, it has likely impacted many areas of your life. You need to know how to seek recovery for your losses. Perhaps your injury is the result of an...
(HOUSTON, Texas) Ghazzaleh Rezazadeh has joined McLaurin Law, PLLC as a Senior Associate Attorney. She will assist Texans in matters of first-party insurance, catastrophe and property damage claims, personal injury, construction defects, and product liability....
Managing the aftermath of a car accident is never easy. In some ways, it’s even trickier when the accident wasn’t your fault. In these situations, you not only have to deal with your own insurance...
If you are injured in a car accident, you may decide to seek monetary compensation. Depending on the nature of the accident, this may or may not involve bringing a lawsuit against the other driver...
If you or a loved one has been injured due to somebody else’s wrongdoing, McLaurin Law can help. We have years of experience helping injured people get the help they both need and deserve. Don't...
Over the past several months, many business owners have learned that business interruption coverage is not always as helpful as they might wish. Specifically, there have been a lot of legal maneuverings related to business...
The recent snow and ice storms left many Texas homeowners with significant property damage. One of the most common forms of property damage caused by winter weather is ruptured pipes. Simply put, cold weather can...
Winter weather can do enormous damage to your home. This is something that many Texas homeowners are learning the hard way, as extreme snow, ice, and cold temperatures wreak havoc across the state. Once the...
Having the right kinds of insurance can help shield your business against undue risk. However, small business insurance products can be complicated, and it is extraordinarily easy to make simple mistakes that expose your company...
When you experience property damage or theft at your place of business, it is only natural to want full restitution as expediently as possible and with minimal hassle. However, this will require a claim to...
If you have ever filed a claim with your homeowners insurance company and believed that you were not adequately compensated—or, if you’ve filed a claim and had it outright denied—you are not alone. Many policyholders...
Goes the Homeowner Have Insurance? Slip and fall injuries are some of the most common injuries of all. They can happen any time, and to anyone—and when they do, it can be challenging to know...
Following any kind of property damage, homeowners are naturally eager to start making repairs. However, this can complicate the insurance process. Indeed, before making any repairs to your home, it is important to evaluate how...
Homeowners should always be prepared for the harmful effects of hurricanes and inclement weather, which can sometimes result in extensive property damage. For example, a particularly bad windstorm or hailstorm may result in damage to...
It is disorienting for any homeowner to discover that their property has been damaged or lost, whether due to a fire, a natural disaster, or theft. Adding insult to injury, the homeowner’s insurance claims process...
Here in Houston, the weather permits motorcycle riding almost year-round. While taking the bike out can be exhilarating, it is never without risks. Accidents can happen even to the most cautious of riders, resulting both...
Personal injury suits come in many forms based on different types of injury or property damage. For example, personal injury suits may involve damages sustained in an auto collision or slip-and-fall accident. They may also...
When it comes to homeowners insurance, there’s one mistake that looms larger than all the rest: not having homeowners insurance at all. Most mortgage lenders will require you to insure your property, but even if...
The coronavirus pandemic has disrupted all of our lives and our businesses in some form or fashion. As business owners seek to deal with these disruptions, many have raised relevant questions about their insurance coverage,...
Business interruption insurance is fundamentally designed to protect a business against its inability to continue its normal day-to-day operations, or to occupy its physical premises, in the event of a property loss (due to fire,...
Is Your Company Losing Business as a Result of Covid-19? Business Interruption Insurance May Cover the Damage The rapid spread of the 2019 Novel Coronavirus, or COVID-19, has already exhibited an astonishing effect on our...
For small business owners, insurance can provide a necessary safety net—a way to mitigate risk and to safeguard against the unexpected. With that said, choosing the wrong insurance can have damaging consequences. You could simply...
Whether you’re working on a boat, an oil rig, or a dock, accidents can happen in an instant. But if it takes just a moment for you to sustain a serious injury, it usually takes...
Any time you sustain damage to your home, business, or vehicle, it is only natural to consider filing a property damage claim. However, the claims process can be cumbersome, and many individuals are unsure of...
For homeowners, few things are more daunting than finding extensive flood damage in your home; yet, as the result of hurricanes and other extreme weather, this is a reality that many Texans have had to...
Even skilled builders can make errors in the construction process; for evidence of this, look no further than to the Leaning Tower of Pisa. But what happens when those construction defects impact you directly? For...
Any time you start a business, you’re opening yourself up to certain risks—but there are steps you can take to manage and mitigate those risks. Foremost is purchasing the correct business insurance. This may sound...
In recent weeks, a number of Texans have had their lives disrupted due to a series of chemical fires—explosions that have not only sent toxins into the atmosphere but also left some individuals with property...
The minute you launch a new business, you are opening the door to various types of risk. The good news is that there are prudent ways to mitigate this risk with insurance and safeguard your...
On March 17, 2019, a storage tank ignited at the Intercontinental Terminals Company (ITC) Deep Park facility, 15 miles southeast of Houston, Texas, which led to a plume of smoke that spread across much of...
Depending on what line of work you’re in, you may face daily risks of accident and injury—and in many cases, there are legal protections in place to ensure you get the compensation and care you...
What to Do after a Property Loss Whether it’s due to fire, flood, or hurricane, property loss is always traumatic. In the days following the disaster, homeowners can take some basic steps to ensure that...
Should your home ever be damaged in a natural disaster, you’ll likely want to file a claim with your insurance company. The end goal is to receive compensation for the damage, but of course, the...
Some Injuries Show up Only after the Fact Car accidents can obviously be deeply damaging—in fact, they can sometimes be fatal. It’s not uncommon for those who are involved in car accidents to sustain significant...
Few things are more disorienting than being in a car accident. In the immediate aftermath of a collision, it’s not unusual to feel dazed and unclear. Nevertheless, the actions you take just after a car...
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