FAQs About Fire Damage Claims
Below are some frequently asked questions about Fire Damage Claims:
How Can A Houston Fire Damage Attorney Help Me File And Manage My Claim?
At McLaurin Law, our lead fire insurance claim lawyer worked for years as an insider for insurance companies. Jason C. McLaurin knows their tactics to deny and underpay claims. Most people don’t know that homeowners can file appeals or lawsuits against their insurance companies to pursue qualifying damages suffered as a result of a fire at their home or business.
A fire damage claims attorney with our firm can help you review your homeowners or commercial insurance policy to determine what damages your policy covers in the event you need to file a fire damage claim. We can also represent your interests when the insurance adjuster has additional questions about your claim and help you gather the necessary documentation to facilitate full payment by your insurance company for all damages your home or business has suffered due to a fire.
What Are Common Types Of Fire Damage?
A fire damage claim entails more than just the damage the flames cause to your home or business. Fire damage can include secondary damage due to the presence of the fire and attempts to put it out. Types of fire damage that may require remediation include:
- Flame damage from the fire itself, including burning, charring, and destruction
- Smoke or soot damage that persist on your walls, ceilings, and flooring/carpeting, as well as lingering odors and other hazardous by-products within your ventilation or HVAC system that could cause serious health problems when inhaled, particularly if you are forced to continue to live or work at the property following the fire
- Water damage from efforts to extinguish the flames
- Chemical damage from chemical suppression systems, burned objects releasing toxic fumes, and exposure to the flames by household and commercial chemical products
Will My Homeowners Or Commercial Insurance Cover Fire Damage To My Home Or Business?
Most policies cover damage due to fire. However, have a fire damage claims attorney from our firm review your policy to ensure that you file your claim correctly. Most insurance companies automatically deny claims that don’t follow their filing procedures.
How Do I Find A Reputable Fire Damage Attorney Near Me?
You can search online for “fire damage attorney near me” to find attorneys nearby who work with fire claims. If you live in or near Houston, TX, the knowledgeable fire claims attorneys at our firm, McLaurin Law, are ready to help. We have over a decade of experience helping clients fight for appropriate compensation after a home or business fire. Call us at (713) 461-6500 when you need more than luck!