Our team of Texas insurance coverage attorneys is well-versed in how critical insurance coverage can be for business owners and individuals, especially at times when they are denied coverage they are owed by their insurers.
Houston, Texas
Insurance Claim Attorneys
”“McLaurin Law pays attention to their clients and works around their clients’ needs. They took time to hear the case with patience and provided us assurance and comfort to handle the case quickly and properly. They kept communicating with us and provided updates in a timely manner. Would recommend!”
- Sunita Raj.
Our Houston Insurance Claim Services
Businesses, individuals, and families can all greatly benefit from insurance coverage, but filing a claim can be complicated, and recovering what you are entitled to for a claim even more so.
Every situation is unique and policies differ from industry to industry, but every policyholder needs the confidence provided by having a safety net below. Whether you are looking to establish coverage or are facing a dispute with an insurance provider, seeking the guidance of a legal professional can make all the difference in the resolution of your problem.
At McLaurin Law, we have years of courtroom experience in Houston, Texas, and we are ready to take our clients’ insurance coverage matters to court in order to pursue the results they deserve.
We Want to Help You Seek Justice
Whether they are covering individuals or businesses, insurance providers have one priority: to protect their bottom line. At McLaurin Law, we believe in leveling the playing field and giving Texas businesses and individuals the advocacy they need to negotiate with these providers and take them to court when necessary.
We are here to present and resolve claims with insurers and provide litigation/mediation/arbitration of insurance-related issues.
Insurance companies are looking out for themselves, so you need someone who will look out for you. Our team has extensive experience dealing with providers, so we know how to effectively strategize against their tactics.
How Can McLaurin Law Help You?
Our legal team is ready and willing to hear your story. We have experience handling litigation, mediations, and arbitrations in a wide variety of insurance-related disputes, including, but not limited to:
These are just some of the many types of insurance a business or individual may have in order to protect their interests. No matter what type of coverage you may be dealing with, McLaurin Law is ready to assist you. We are well versed in the excuses insurance companies use to avoid paying claims and strive to ensure that insurance companies acting in bad faith will be exposed in the courtroom.
Why Choose McLaurin Law
Since 2017, McLaurin Law has served hundreds of Texas clients with a focus on commercial, insurance, and personal injury law. We offer 24/7 availability and 30-minute initial strategy sessions.
Our firm is led by Jason C. McLaurin, who provides a distinct “Insider Advantage.” Having worked for insurance companies, he uses that industry knowledge to counter denied or undervalued claims.
While we handle complex litigation like maritime liabilities and road accidents, our true difference lies in our relentless advocacy. We serve Houston, Sugar Land, Baytown, Katy, and Pearland, taking the stress off your shoulders by leading you through every step of the legal process. Our team understands the tactics insurers use, and we leverage that experience to ensure you receive the maximum compensation possible with as little frustration as possible.
Frequently Asked Questions
Should I Take What the Insurance Company Offers Me?
You should be very cautious about accepting an initial offer from an insurance company. Insurance providers often try to minimize their risk by underpaying legitimate claims, sometimes offering as little as 30% of what a claim is actually worth. Before you sign anything or accept a settlement, it is vital to get an independent estimate from a trusted contractor or engineer. Accepting an early offer often means signing a release that prevents you from seeking additional compensation later, even if you discover more extensive damage.
What's the Time Limit for Filing a Claim?
In Texas, the deadline for filing a claim or a lawsuit (known as the statute of limitations) can vary depending on the type of case. Generally, for personal injury claims, you have two years from the date of the accident to file a lawsuit. For property damage or breach of contract claims involving insurance companies, the timeline may be different and is often dictated by the specific language in your insurance policy. It is crucial to act quickly and consult with an attorney to ensure you don’t miss these critical deadlines.
Theft And Vandalism Claims
Theft and vandalism claims are often more complex than they appear. While homeowners’ and renters’ insurance typically covers both, commercial policies may cover vandalism (intentional destruction) but exclude theft or burglary unless specific riders are in place. To protect your claim, you must be able to prove ownership of the items, provide evidence of a break-in, and document the value of the damage. Insurance companies may deny these claims if they believe proper preventive measures weren’t taken.
Wind And Hail Damage Claims
Wind and hail are common causes of property damage in Texas, but insurance companies are notorious for denying these claims by citing “pre-existing damage” or “wear and tear.” To secure a fair settlement, you need thorough documentation, including photos of the damage and a professional assessment from an independent roofer. If your insurer denies your claim or offers an amount that won’t cover your repairs, you have the right to request a reinspection or file a supplemental claim to hold them accountable
What Should I Do after an Injury?
If you’ve been injured due to someone else’s negligence, your first priority should always be seeking medical attention. Not only is this vital for your health, but it also creates a formal record of your injuries. Next, document the scene by taking photos and gathering contact information from any witnesses. Avoid giving recorded statements to insurance adjusters without legal counsel. Finally, consult with an experienced Texas personal injury attorney who can help you navigate the legal process and fight for the full compensation you deserve.
Insurance Claims Attorneys in Houston, Texas
Insurance companies don’t want to give you the fair compensation you deserve. Work with a legal team who will do everything in their power to fight back on your behalf. Contact McLaurin Law today to set up a consultation with our relentless and passionate legal team in Houston, as well as the surrounding areas of Texas.
