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(713) 461-6500
(713) 461-6500

Wind and Hail Damage Insurance Claim Lawyers in Houston, TX

At McLaurin Law, we help clients in Texas file wind and hail damage insurance claims, and we manage appeals and lawsuits when valid claims due to wind or hail have been denied by the insurance company.
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When Do You Need a Wind and Hail Damage Insurance Claims Lawyer in Texas?

Wind and hail can wreak havoc on your home. The damage may be cosmetic, or it may be more severe, requiring prompt attention to avoid additional damage from the elements. When you experience damage from these natural elements, you expect your insurance company to uphold its duty to pay for your repairs. Perhaps you have been unpleasantly surprised that your insurance company has denied your wind and hail damage claim, or maybe you are seeking to avoid such a scenario. In either case, you should take early steps to work with an experienced wind and hail damage claims lawyer.

Unfortunately, insurance companies are notorious for denying claims or failing to pay the full claim amount. These companies are in the business of making money, and sometimes that means swindling their customers.

If your insurance company has denied your wind damage or hail damage claim, you need an experienced hail or wind damage claim lawyer on your side to help you navigate the steps ahead.

Why Do Insurance Companies Deny Wind and Hail Damage Claims?

If your insurance company denied your wind and hail damage claim, it probably stated a reason — even if that reason doesn’t reflect your actual case or their actual purpose for the denial. Here are a few reasons insurance companies cite for denying property damage claims:

  • Failing to file the claim on time
  • Not paying premiums leading up to the claim
  • Insufficient documentation of damage
  • Including false or misleading statements
  • Claiming damage outside of your policy coverage

We may be able to follow up with an appeal that addresses the reasons cited by the insurance company, or they may be denying your claim in bad faith. Contact our wind and hail damage claims legal team to schedule a free strategy session.

Common Types of Damage After Wind and Hail Storms in Texas

Strong winds and hail storms can leave thousands of dollars of damage in their wake — even after just a few minutes. Wind can damage several aspects of your property. After a period of strong winds, you may notice the following types of damage:

  • Loose or missing shingles
  • Fallen trees
  • Dented siding
  • Broken windows
  • Loose or broken gutters
  • Severe roof damage

Meanwhile, hail can impact and dent all of the external features on your home, such as your:

  • Roof
  • Windows
  • Siding
  • Air conditioner units
  • Garage
  • Shed

A hailstorm can also cause significant damage to a car parked outside. Much of the resale value of a vehicle can hinge on its cosmetic condition, and damage to the windshield, windows, or sunroof/moonroof can also prevent its normal use. Hail damage to your vehicle will often be included if you have comprehensive coverage for your car insurance, which would be handled separately from damage to your home.

When an insurance company refuses to pay for expensive hail and wind damage, you may be left with a hefty repair bill. Without compensation through your insurance policy, you may be unable to pay for the repairs you desperately need to restore your home to a safe condition. When you work with our hail damage attorney team, we can help you dispute the claim denial and seek the funds you need to repair the damage and move on with your life.

What to Do When an Insurance Company Denies a Wind and Hail Damage Insurance Claim in Texas

If your insurer has denied your hail and wind damage claim, you will need to file an appeal. This process is very involved, and you only have a limited time to file. Our wind and hail damage claims attorneys are experienced in organizing and backing up your claim information before presenting it to the insurance company in a timely and effective manner.

Filing an appeal with the insurance company will involve the following steps:

  • Reviewing your homeowners insurance policy to determine the appeals process.
  • Reviewing your coverage to determine where your insurer breached its duty.
  • Collecting and organizing evidence to support your appeal.
  • Filing a formal complaint.

Approaching the appeals process strategically is a crucial step towards your success. Your attorney can help you navigate this process. Contact our team today to schedule a free strategy session.

What Happens If an Insurance Company Denies an Appeal?

If your insurance company has denied your appeal of the claim denial, your next step may be to sue your insurer. Denial of a valid claim may be due to bad faith on the part of the insurance company.

Your hail damage attorney can help you file your lawsuit against the insurance company, gather evidence to prove your claim, and guide you through the legal process. As you seek a settlement, alternative dispute resolution methods such as mediation or arbitration may come into play.

Your lawyer will examine the specific elements of your case to determine an effective route to seek fair and appropriate compensation.

How Can an Experienced Texas Wind and Hail Damage Claims Attorney Help?

If an insurance company has denied your claim for wind and hail damage, you may be unsure how to proceed. Without in-depth, specific insurance knowledge or experience, you may not have the necessary skills, resources, or perspective to effectively appeal your claim denial on your own.

Our team of wind and hail damage insurance claim lawyers is prepared to help you appeal your claim denial and take other legal measures to seek a fair and appropriate settlement. You should involve an experienced Texas insurance claims attorney early in the process, whether you are filing your initial claim or responding to a claim denial.

Contact our wind and hail damage claims legal team today in Houston, TX to schedule your free strategy session. McLaurin Law — When you need more than luck on your side

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Call (713) 461-6500 or fill out the short form below. We will respond within 1 business day. Don’t hesitate, your questions are welcome.
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Why Choose McLaurin Law?

Consultations: Whenever you need legal advice, McLaurin Law offers consultations for free. Depending on the circumstances of your case, our lawyers are happy to allot a 30-minute free consultation and strategy session.
Insider Advantage: Our lead attorney, Jason C. McLaurin, has previously worked as an insider for insurance companies. His experience in the industry allows him to guide clients in choosing comprehensive insurance policies and exploring strategies in case of denied claims.
Years of Experience: Since 2017, McLaurin Law has served hundreds of clients in Houston, Texas. The firm focuses on commercial and insurance laws and handles personal injury cases, ranging from road accidents to maritime liabilities.
Available 24/7: Legal troubles can arise at any day or time. McLaurin Law has your back if you need legal advice in the wee hours of Sunday. Our lines are open 24/7, and you can book a consultation online.

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Related Practice Areas

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Frequestly Ask Questions

Should I Take What the Insurance Company Offers Me?

Typically, the answer to this is absolutely not. Insurance companies are looking out for their own best interests and will try to get you to settle for an offer that is far below what you deserve. At McLaurin Law, we can help you seek an appropriate settlement.

What's the Time Limit for Filing a Claim?

After an accident, you should typically file a claim with the insurance provider of the negligent party who is responsible for your accident. It is important that you move with haste in filing a personal injury claim with the insurance carrier after an injury has occurred. Should a lawsuit eventually become necessary, it is also important to keep in mind that in the state of Texas, you must file a personal injury lawsuit within two years of the date the injury occurred.

Theft And Vandalism Claims

FAQS About Theft And Vandalism Claims

Below are some frequently asked questions about Theft and Vandalism Claims:

What is the difference between vandalism and theft, and how might it affect my claim?

Commercial insurance policies often cover losses due to vandalism, or the intentional destruction or defacement of property, but will not cover theft or burglary losses. This can be particularly complicated in cases where vandalism leads to the theft of certain items on the premises.

Homeowners’ and renters’ insurance policies generally cover vandalism and theft for residential properties. If you own your home, your homeowners’ policy will cover damage to the structure and your contents or personal belongings. If you rent your home, the property owner’s policy will cover damage to the property, while your renters’ insurance will cover your personal belongings inside the home.

Can my insurance company adjust my coverage based on my risk?

Insurers often don’t like paying claims for damages sustained by their policyholders. They may assess the risks associated with your home or business location and income levels and adjust their coverage limits, so they have a decreased responsibility to pay for damages due to theft or vandalism.

For commercial policyholders, your insurance company may require you to minimize the risk of vandalism or theft. Your insurance company could require you to install security cameras and devices, advanced locking systems, and appropriate lighting. Your insurance company could still require higher coverage limits if your business is in an area that reports an increased number of thefts or vandalism.

Why did my insurance company deny my theft or vandalism claim?

There are several reasons your insurance company might deny a claim. A vandalism and theft attorney from our office can help you review your policy and claim denial to determine the following:

  • Whether you can prove you owned the items listed in your claim
  • Whether you can prove that a break-in led to the vandalism or theft
  • Whether you know the value of the items taken or the damage caused
  • Whether you took proper preventive measures
  • Whether you have appropriate business interruption coverage in your policy (for commercial property owners)

How can a theft and vandalism insurance lawyer help me file and manage my claim?

A theft and vandalism lawyer with our firm can help you determine which losses listed in your policy best fit the situation and file the appropriate evidence for your claim. Your theft and vandalism claims attorney can also speak with the insurance adjusters on your behalf. Call us at (713) 461-6500 when you need more than luck!

Wind And Hail Damage Claims

FAQS About Wind And Hail Damage Claims

Below are some frequently asked questions about Wind and Hail Damage Claims:

What do I need to file a wind or hail damage claim with my insurance company?

You will need evidence that the damage your home sustained came from wind or hail.

Common signs of wind and hail damage include:

  • Lifted, torn, broken, or missing shingles
  • Fallen tree limbs or uprooted trees
  • Impact strike marks from hail
  • Dents from hail, especially on metal roofing features or vinyl siding or fencing
  • Broken windows from debris strikes
  • Broken or loose gutters and downspouts

Get an inspection if you suspect your home sustained damage during a recent storm. Roofing contractors with certifications in home inspections will often be willing to mark and take photos of the damage they identify during inspection of your home and roof. A wind and hail damage attorney with our firm can use their reports to fight for approval of your claim with your insurance company.

How can a Houston wind damage lawyer help me manage my claim after a storm?

Call our McLaurin Law wind claims attorney if your home shows signs of wind damage after a hurricane, tropical system, or particularly windy day. We can help you file your claim with your insurance company and represent you when the insurance company’s claims adjuster has additional questions.

Many insurance companies try to deny or underpay claims based on arbitrary rebuttals. For example, if you have both wind and hail damage, they may reject a portion of the claim because you filed a wind claim.

How can a hail damage lawyer help me get my roof repaired or replaced?

Hail damage often affects roofs more than any other part of the home. Sometimes hail only damages part of a roof, requiring a simple repair. Other times, you’ll have enough roof damage to require a full roof replacement. A McLaurin Law attorney can work closely with your roofer and insurance company to fight for full claim approval.

What if my insurance company still denies my claim?

Insurance companies often deny claims despite ample evidence of legitimate storm damage. When this happens, the next step is to file a lawsuit against the insurance company with the guidance of a wind and hail damage claims attorney. If your insurance company denies your claim, contact us. Call McLaurin Law in Houston, TX, at (713) 461-6500 when you need more than luck!

What Should I Do after an Injury?

Your number one priority should be your well-being. Seek out medical advice as soon as possible to ensure that you get the treatment you need. You should also move quickly to consult with an attorney to assist you with your personal injury claim. Critical events occur early in the personal injury claims process—such as interviews with adjusters and early damages assessments—so do not delay speaking with an attorney.

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Learning Center

Browse our growing library of multimedia educational content to better understand the rules and processes involved in your Texas injury case or insurance claim. Review the items relevant to your issue, and let us know your questions.



Contact McLaurin Law, PLLC

Schedule a consultation with McLaurin Law, PLLC if you have an insurance issue, or if you have suffered an injury or property damage in Texas. We will review your personal injury case, assess your insurance claim or appeal, address your questions, and strategize paths to seek fair compensation. We aggressively pursue our clients’ interests, armed with an insider’s perspective on Texas insurance claims. Call our office or fill out our online form to get started.
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Ask A Question,
Describe Your Situation,
Request A Consultation

Call (713) 461-6500 or fill out the short form below. We will respond within 1 business day. Don’t hesitate, your questions are welcome.
Main Contact Form
* Required Fields
Your Information Is Safe With Us

We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.

Questions Or Schedule An Appointment?

Call (713) 461-6500

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Professional Associations

Texas Trial Lawyers Association - Professional AssociationsHTLA - Professional AssociationsHouston Bar Association 1870 - Professional AssociationsNBI - National Business Institute - Professional-AssociationsTexas Bar Foundation - Professional AssociationsInsurance Law Section State Bar of TexasState Bar Of Texas - Professional Associations

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Whether you are recovering from a personal injury or attempting to recover compensation with an insurance coverage claim or appeal, our legal team will vigorously advocate on your behalf.
Personal Injury and Insurance Law Attorneys in Houston, TX
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship