Businesses, individuals, and families can all greatly benefit from insurance coverage, but filing a claim can be complicated, and recovering what you are entitled to for a claim even more so. Every situation is unique and policies differ from industry to industry, but every policyholder needs the confidence provided by having a safety net below. Whether you are looking to establish coverage or are facing a dispute with an insurance provider, seeking the guidance of a legal professional can make all the difference in the resolution of your problem.
At McLaurin Law, our team of Texas insurance coverage attorneys is well-versed in how critical insurance coverage can be for business owners and individuals, especially at times when they are denied coverage they are owed by their insurers. We have years of courtroom experience at our firm in Houston, Texas, and we are ready to take our clients’ insurance coverage matters to court in order to pursue the results they deserve.
Whether they are covering individuals or businesses, insurance providers have one priority: to protect their bottom line. At McLaurin Law, we believe in leveling the playing field and giving Texas businesses and individuals the advocacy they need to negotiate with these providers and take them to court when necessary. We are here to present and resolve claims with insurers and provide litigation/mediation/arbitration of insurance-related issues.
Insurance companies are looking out for themselves, so you need someone who will look out for you. Our team has extensive experience dealing with providers, so we know how to effectively strategize against their tactics. In addition to our practical experience, we have passion. Our drive to help individuals and businesses fight for justice pushes us to do everything in our power to combat the harmful nature of insurance providers. Our goal is to help as many Texans as possible with their insurance coverage legal needs.
How Can Mclaurin Law Help You?
Our legal team is ready and willing to hear your story. We have experience handling litigation, mediations, and arbitrations in a wide variety of insurance-related disputes, including, but not limited to:
Residential property insurance claims are intended to help you recover compensation after an accident or disaster does damage to your home. For example, if a particularly destructive thunderstorm caused exterior damage to your roof, you could file a residential property insurance claim.
Commercial property insurance claims, in contrast, can help business owners recover compensation after incurring property damage or loss of inventory. We can help you seek coverage for funds that can assist you with extra expenses, payroll coverage, loss of access, and more.
Hurricanes can wreak havoc on your personal property, finances, and your community as a whole. Seeking coverage after a hurricane has done damage to your home or business can be complicated. We aim to simplify this process for you so you can start moving forward.
Sometimes carriers refuse to defend you against claims brought by other parties, even though you have been paying your insurance premiums to them for years. We will do what it takes to make sure the insurance companies honor their obligations when someone comes after you or your company.
Insurance providers are powerful, and they will do everything possible to make sure that you do not get the compensation you deserve. We can work with you to fight back with your bad faith insurance claim.
These are just some of the many types of insurance a business or individual may have in order to protect their interests. No matter what type of coverage you may be dealing with, McLaurin Law is ready to assist you. We are well versed in the excuses insurance companies use to avoid paying claims and strive to ensure that insurance companies acting in bad faith will be exposed in the courtroom.
We mean it when we say that we want to fight for you. When you hire us, you get a team that will relentlessly advocate for your best interests. By taking some of the stress off your shoulders and leading you through the legal process, we hope to make it easier for you to receive the compensation you deserve with as little frustration as possible.
Contact McLaurin Law today to speak with an experienced and compassionate insurance coverage attorney. We are proud to serve clients throughout Texas, including the areas of Houston, Sugar Land, Baytown, Katy, and Pearland. Set up a consultation today!
Insurance companies don’t want to give you the fair compensation you deserve. Work with a legal team who will do everything in their power to fight back on your behalf. Contact McLaurin Law today to set up a consultation with our relentless and passionate legal team in Houston, as well as the surrounding areas of Texas.
We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.
Typically, the answer to this is absolutely not. Insurance companies are looking out for their own best interests and will try to get you to settle for an offer that is far below what you deserve. At McLaurin Law, we can help you seek an appropriate settlement.
After an accident, you should typically file a claim with the insurance provider of the negligent party who is responsible for your accident. It is important that you move with haste in filing a personal injury claim with the insurance carrier after an injury has occurred. Should a lawsuit eventually become necessary, it is also important to keep in mind that in the state of Texas, you must file a personal injury lawsuit within two years of the date the injury occurred.
Below are some frequently asked questions about Theft and Vandalism Claims:
Commercial insurance policies often cover losses due to vandalism, or the intentional destruction or defacement of property, but will not cover theft or burglary losses. This can be particularly complicated in cases where vandalism leads to the theft of certain items on the premises.
Homeowners’ and renters’ insurance policies generally cover vandalism and theft for residential properties. If you own your home, your homeowners’ policy will cover damage to the structure and your contents or personal belongings. If you rent your home, the property owner’s policy will cover damage to the property, while your renters’ insurance will cover your personal belongings inside the home.
Insurers often don’t like paying claims for damages sustained by their policyholders. They may assess the risks associated with your home or business location and income levels and adjust their coverage limits, so they have a decreased responsibility to pay for damages due to theft or vandalism.
For commercial policyholders, your insurance company may require you to minimize the risk of vandalism or theft. Your insurance company could require you to install security cameras and devices, advanced locking systems, and appropriate lighting. Your insurance company could still require higher coverage limits if your business is in an area that reports an increased number of thefts or vandalism.
There are several reasons your insurance company might deny a claim. A vandalism and theft attorney from our office can help you review your policy and claim denial to determine the following:
A theft and vandalism lawyer with our firm can help you determine which losses listed in your policy best fit the situation and file the appropriate evidence for your claim. Your theft and vandalism claims attorney can also speak with the insurance adjusters on your behalf. Call us at (713) 461-6500 when you need more than luck!
Below are some frequently asked questions about Wind and Hail Damage Claims:
You will need evidence that the damage your home sustained came from wind or hail.
Common signs of wind and hail damage include:
Get an inspection if you suspect your home sustained damage during a recent storm. Roofing contractors with certifications in home inspections will often be willing to mark and take photos of the damage they identify during inspection of your home and roof. A wind and hail damage attorney with our firm can use their reports to fight for approval of your claim with your insurance company.
Call our McLaurin Law wind claims attorney if your home shows signs of wind damage after a hurricane, tropical system, or particularly windy day. We can help you file your claim with your insurance company and represent you when the insurance company’s claims adjuster has additional questions.
Many insurance companies try to deny or underpay claims based on arbitrary rebuttals. For example, if you have both wind and hail damage, they may reject a portion of the claim because you filed a wind claim.
Hail damage often affects roofs more than any other part of the home. Sometimes hail only damages part of a roof, requiring a simple repair. Other times, you’ll have enough roof damage to require a full roof replacement. A McLaurin Law attorney can work closely with your roofer and insurance company to fight for full claim approval.
Insurance companies often deny claims despite ample evidence of legitimate storm damage. When this happens, the next step is to file a lawsuit against the insurance company with the guidance of a wind and hail damage claims attorney. If your insurance company denies your claim, contact us. Call McLaurin Law in Houston, TX, at (713) 461-6500 when you need more than luck!
Your number one priority should be your well-being. Seek out medical advice as soon as possible to ensure that you get the treatment you need. You should also move quickly to consult with an attorney to assist you with your personal injury claim. Critical events occur early in the personal injury claims process—such as interviews with adjusters and early damages assessments—so do not delay speaking with an attorney.
Browse our growing library of multimedia educational content to better understand the rules and processes involved in your Texas injury case or insurance claim. Review the items relevant to your issue, and let us know your questions.
Office Hours: 8:30 AM - 5:00 PM
Available by Phone: 24/7
We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.
Office Hours: 8:30 AM - 5:00 PM
Available by Phone: 24/7
