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Category: Videos

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Will the At-Fault Driver Pay My Medical Bills After a Car Accident in Texas

Will the At-Fault Driver Pay My Medical Bills After a Car Accident in Texas?

If you've been in a car accident caused by someone else's negligence, you might wonder if the at-fault driver is responsible for your medical bills. At McLaurin Law, this is one of the most common questions we receive, and the answer is yes. However, there’s more to it than meets the eye. The Responsibility of […]
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January 2, 2025
When Is It Too Late To Hire a Lawyer After an Accident

When Is It Too Late To Hire a Lawyer After an Accident?

After an auto accident, you may wonder when it’s too late to hire a lawyer. Timing is crucial, and understanding the key moments that could impact your claim is essential. Here are three situations where waiting too long could jeopardize your case. The Statute of Limitations In Texas, the statute of limitations for personal injury […]
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December 26, 2024
What Can I Do if My Insurance Company Said the Damage Existed Before the Claim

What Can I Do if My Insurance Company Said the Damage Existed Before the Claim?

At McLaurin Law, PLLC, we’ve recently seen a surge in clients facing insurance denials due to alleged pre-existing damage. This issue has become especially prevalent in the wake of two significant weather events—Hurricane Duro and Hurricane Barrel—which occurred just months apart in Texas. Many homeowners were in the process of repairing damages from Hurricane Duro […]
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December 19, 2024

What Should I Do If My Insurance Provider Makes Up a Different Cause for My Property?

Dealing with property damage is stressful enough, but what happens when your insurance provider fabricates an alternate cause to fit an exclusion in your policy? This tactic is becoming increasingly common, leaving policyholders with denied claims and mounting frustration. In this video, we discuss how insurance companies may alter the cause of your property damage, […]
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December 12, 2024

What To Do if Your Insurance Company Delays Payment?

Delays in insurance claim payments can be frustrating and financially burdensome. Whether it’s a few days or several months, it’s critical to understand your rights and responsibilities as a policyholder. Insurance companies are often legally required to process claims within a specific time frame, typically around 45 days. However, delays may occur if required documentation, […]
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December 5, 2024

What Can I Do if an Insurance Company Denies My Claim?

Having your insurance claim denied can feel like hitting a wall. When an insurance company denies a claim, it often cites policy exclusions or other technicalities to justify their decision. This denial may be communicated in writing or over the phone. The first crucial step is to request the denial in writing, as this can […]
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November 28, 2024

What Should You Do if Your Insurance Company Requests an Examination Under Oath?

When your insurance company requests an Examination Under Oath (EUO), it’s a serious step in the claims process. An EUO is a formal proceeding where you answer detailed questions under oath, often recorded, as outlined in your insurance policy. While it may seem routine, insurance companies frequently use EUOs to build cases to deny claims. […]
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November 21, 2024

What Should I Document To Maximize My Insurance Claim?

When filing a homeowner’s insurance claim, thorough documentation ensures you receive the compensation you deserve. At McLaurin Law, we often advise clients on what to document early in the claims process to maximize their claims. Here’s a quick guide to help you stay organized and protect your interests. 1. Photograph Everything Start by taking detailed […]
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November 14, 2024

How Do I Negotiate a Settlement With an Insurance Claims Adjuster?

Navigating negotiations with an insurance claims adjuster can feel overwhelming, especially after experiencing property damage. Understanding how to evaluate and advocate for your rightful compensation is at the heart of the process. Here are key steps to help homeowners negotiate effectively and ensure they receive the coverage they deserve. Understand the Insurance Process After property […]
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November 7, 2024

How Do I Submit a Business Interruption Claim?

Recent storms in the Houston area have caused significant power outages, leaving many businesses unable to operate. As a result, business owners seek guidance on submitting a business interruption claim. Understanding your policy and filing process nuances is crucial if you're in this situation. Key Steps for Filing a Business Interruption Claim Understand Your Policy […]
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October 31, 2024

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