Liabilities for oil & gas industry operations can be far-ranging. These operations affect the environment, causing property and pollution concerns. There are risks to both personnel and equipment as the natural resources are collected, modified, and distributed. Organizations can also be liable for the safety of their customers in relation to the use of their products. If you or your company have experienced an oil or gas accident or you are having difficulty with insurance claims or other legal matters pertaining to the industry, seeking the guidance and assistance of an experienced oil & gas claims lawyer should be one of your first steps to respond.
Injuries from oil or gas industry accidents can be extremely severe, causing trauma and threatening to harm morale among coworkers. The effects of many of these incidents can be life-altering, and even deadly.
The oil and gas industry is one of Texas’s largest industries, accounting for hundreds of thousands of jobs across the state, and these companies are subject to a few unique liabilities compared to other industries, causing them to need oil and gas insurance policies of several varieties.
When you experience damage covered under your oil and gas insurance policy, you expect your insurance company to provide the funds due to you. However, insurance companies sometimes deny claims or fail to pay out the necessary funds for no good reason. At McLaurin Law, we sue insurance companies for bad faith insurance claim denials when valid claims are not honored.
If you are experiencing an oil and gas claim denial, our attorneys are here to help. We can appeal your claim denial and walk you through the process of seeking the compensation stated in your policy.
Oil and gas companies require special insurance coverage to provide funds for the unique hazards their jobs present. Here are a few types of insurance oil and gas companies should carry:
If one or more employees at your company have been injured or need to file or appeal a denial for a claim—or if you require legal assistance with a claim involving other aspects of the oil or gas industry—contact our experienced legal team at McLaurin Law today to schedule a strategy session.
As a company in the oil and gas industry, you should have specific insurance policies to cover the unique liabilities and hazards your company faces. When you file a claim with your insurer, you expect them to pay out the funds as stated in your policy.
However, when a company refuses to pay oil and gas claims, you risk being unable to rectify the damage or injury your company experienced. Having a qualified lawyer on your side is essential to dispute this claim denial and seek the payout from the insurer.
Your claims attorney can help you review your policy to determine exactly what your claim should be able to cover. Then, they can help you file an appeal with your insurer and provide new evidence to support your appeal.
Whether you need a property damage claim attorney, a business liability attorney, assistance with workers’ comp claims, or other matters in the oil or gas industry, our legal team at McLaurin Law is experienced with assessing these matters and aggressively seeking just compensation for stakeholders in these cases. If your insurance company still refuses to pay out a claim, we can represent you in litigation.
Working in the oil and gas industry can leave employees vulnerable to unique injuries that they would not face in other jobs. When an employee becomes injured on the job, they can use your workers’ compensation insurance to make a claim to cover their injuries.
Oil and gas workers sometimes experience injuries from the following incidents:
These incidents can sometimes lead to life-changing injuries. Your workers’ compensation insurance company needs to provide the payout stated in your policy to rectify the damage. When the insurance company does not honor a valid workers’ comp claim, our oil & gas claims legal team can help you seek appropriate compensation for your employees. Contact us today to schedule a consultation.
Some states require all businesses to carry workers’ compensation coverage. However, in Texas, private businesses are not required to purchase this type of insurance policy.
Still, if you own a business in the oil and gas industry, having workers’ compensation coverage is crucial. Your company presents unique dangers to employees that can lead to costly medical bills.
Even if your company takes all of the necessary precautions, injuries may still occur. You do not want to be financially liable for these injuries out of pocket.
Our experienced oil & gas claims legal team can help you determine the types of policies it would be prudent for your company to carry.
Whether you’re struggling to secure a payout from your oil and gas insurance company or you need help navigating a business dispute, working with an experienced attorney is essential.
Your attorney can provide advice and guidance to help you through your dispute and seek a favorable outcome. They can put their extensive knowledge of insurance claims, the oil and gas industry, and litigation to use to benefit your company.
Our Houston law firm has in-depth experience in insurance claim disputes, including many in the oil & gas industries. Our founder started his career as an attorney for the insurance companies, where he gained insider knowledge regarding their strategies and tactics. We use this knowledge to effectively sue insurance companies that do not honor valid claims for our clients in Texas.
Contact our oil and gas claims attorney team at McLaurin Law today to schedule your free strategy session.
McLaurin Law — When you need more than luck on your side
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Typically, the answer to this is absolutely not. Insurance companies are looking out for their own best interests and will try to get you to settle for an offer that is far below what you deserve. At McLaurin Law, we can help you seek an appropriate settlement.
After an accident, you should typically file a claim with the insurance provider of the negligent party who is responsible for your accident. It is important that you move with haste in filing a personal injury claim with the insurance carrier after an injury has occurred. Should a lawsuit eventually become necessary, it is also important to keep in mind that in the state of Texas, you must file a personal injury lawsuit within two years of the date the injury occurred.
Below are some frequently asked questions about Theft and Vandalism Claims:
Commercial insurance policies often cover losses due to vandalism, or the intentional destruction or defacement of property, but will not cover theft or burglary losses. This can be particularly complicated in cases where vandalism leads to the theft of certain items on the premises.
Homeowners’ and renters’ insurance policies generally cover vandalism and theft for residential properties. If you own your home, your homeowners’ policy will cover damage to the structure and your contents or personal belongings. If you rent your home, the property owner’s policy will cover damage to the property, while your renters’ insurance will cover your personal belongings inside the home.
Insurers often don’t like paying claims for damages sustained by their policyholders. They may assess the risks associated with your home or business location and income levels and adjust their coverage limits, so they have a decreased responsibility to pay for damages due to theft or vandalism.
For commercial policyholders, your insurance company may require you to minimize the risk of vandalism or theft. Your insurance company could require you to install security cameras and devices, advanced locking systems, and appropriate lighting. Your insurance company could still require higher coverage limits if your business is in an area that reports an increased number of thefts or vandalism.
There are several reasons your insurance company might deny a claim. A vandalism and theft attorney from our office can help you review your policy and claim denial to determine the following:
A theft and vandalism lawyer with our firm can help you determine which losses listed in your policy best fit the situation and file the appropriate evidence for your claim. Your theft and vandalism claims attorney can also speak with the insurance adjusters on your behalf. Call us at (713) 461-6500 when you need more than luck!
Below are some frequently asked questions about Wind and Hail Damage Claims:
You will need evidence that the damage your home sustained came from wind or hail.
Common signs of wind and hail damage include:
Get an inspection if you suspect your home sustained damage during a recent storm. Roofing contractors with certifications in home inspections will often be willing to mark and take photos of the damage they identify during inspection of your home and roof. A wind and hail damage attorney with our firm can use their reports to fight for approval of your claim with your insurance company.
Call our McLaurin Law wind claims attorney if your home shows signs of wind damage after a hurricane, tropical system, or particularly windy day. We can help you file your claim with your insurance company and represent you when the insurance company’s claims adjuster has additional questions.
Many insurance companies try to deny or underpay claims based on arbitrary rebuttals. For example, if you have both wind and hail damage, they may reject a portion of the claim because you filed a wind claim.
Hail damage often affects roofs more than any other part of the home. Sometimes hail only damages part of a roof, requiring a simple repair. Other times, you’ll have enough roof damage to require a full roof replacement. A McLaurin Law attorney can work closely with your roofer and insurance company to fight for full claim approval.
Insurance companies often deny claims despite ample evidence of legitimate storm damage. When this happens, the next step is to file a lawsuit against the insurance company with the guidance of a wind and hail damage claims attorney. If your insurance company denies your claim, contact us. Call McLaurin Law in Houston, TX, at (713) 461-6500 when you need more than luck!
Your number one priority should be your well-being. Seek out medical advice as soon as possible to ensure that you get the treatment you need. You should also move quickly to consult with an attorney to assist you with your personal injury claim. Critical events occur early in the personal injury claims process—such as interviews with adjusters and early damages assessments—so do not delay speaking with an attorney.
Browse our growing library of multimedia educational content to better understand the rules and processes involved in your Texas injury case or insurance claim. Review the items relevant to your issue, and let us know your questions.
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We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.
Office Hours: 8:30 AM - 5:00 PM
Available by Phone: 24/7
