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Theft & Vandalism Claims Lawyer in Houston, TX

At McLaurin Law, we help our clients in Texas file theft & vandalism claims on their insurance policies, and we manage appeals and lawsuits when valid claims for theft or vandalism have been denied by the insurance company.
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When To Hire a Theft & Vandalism Claims Lawyer in Texas

Discovering that a person has vandalized or stolen from your property can be shocking and stressful. You may be surprised by such bold behavior, you may be left with a heightened sense of vulnerability, and you may now be without important resources you rely on for your regular daily activities or work responsibilities. Such an incident can impact various facets of your life and those around you, as your neighbors or coworkers are probably also now on alert in case of additional offenses or trending criminal activity. An experienced Texas theft & vandalism claims lawyer can help you to properly file a claim or pursue an appeal if your claim has been denied.

If your homeowners insurance policy covers theft and vandalism, you should be able to seek compensation for these damages. In some cases, insurance companies deny claims in bad faith, which usually means they do not have a valid reason for the claim denial. Insurance companies often try to avoid covering the full cost of the vandalism repair or theft recovery, even if your coverage limits exceed the repair costs.

In these cases, having a qualified theft and vandalism claims attorney on your side is essential. Your attorney can help you appeal your claim denial and seek the funds stated in your homeowners insurance policy.

Why Do Insurance Companies Deny Theft and Vandalism Claims in Texas?

If your homeowners insurance policy covers theft and vandalism, your insurance provider should supply funds for valid claims. However, insurance companies sometimes deny claims or fail to honor claims at their full value.

When an insurer denies a claim, it should state the reason it found the claim invalid. Be on alert for stated reasons that do not align with the facts of the incident or your policy terms.

Here are a few reasons an insurance company may give for denying your theft or vandalism claim:

  • You failed to pay your premium for at least one month
  • You did not file your claim on time
  • You made false or misleading statements in your claim
  • You did not provide enough claim documentation
  • The insurer believes you are fabricating or exaggerating the loss

Contact our legal team at McLaurin Law if your insurance claim in response to a theft or vandalism incident has been denied in or near Houston, TX.

What To Do If an Insurance Company Denies Your Theft or Vandalism Claim in Texas

If an insurance company has denied your theft or vandalism claim, you can work with an experienced Texas insurance claims attorney to file an appeal with the insurer. Your attorney can review the details of your insurance claim and coverage to support your appeal.

If your insurance company denies the appeal, you can consider taking legal action. Your attorney can help you determine whether to file a lawsuit or attempt to settle out of court through mediation or arbitration.

Evidence for a lawsuit may include documentation about the damage, statements from your insurance policy describing your coverage, or quotes from your communications with your insurer. Your bad faith insurance attorney can help you gather evidence that the insurer denied your claim for reasons that were not valid in relation to the policy terms and the theft or vandalism incident that led to the claim. If the terms were misrepresented to you when you were sold the policy, then that may also be cause for a bad faith lawsuit.

Should You Sue the Thief or Vandal in Addition To Pursuing an Insurance Claim?

If you know who committed the act of vandalism or thievery, you can consider filing a civil lawsuit against them. In your lawsuit, you may seek compensatory damages to cover the monetary costs incurred from the criminal act.

Your theft and vandalism insurance lawyer can help you determine whether filing a lawsuit is a good idea. If you have already received compensation from your insurance company, you may not have a good reason to file a lawsuit.

You may also consider reporting the thief or vandal to the police. Theft and vandalism are crimes that can lead to criminal penalties, such as jail time and fines.

Does Homeowners Insurance Cover a Car Stolen From Your Driveway in Texas?

If someone stole your car out of your driveway, your homeowners insurance policy likely will not cover this theft. Instead, you will need to file a claim with your auto insurance company.

You can also seek compensation from your auto insurer if you have comprehensive insurance coverage. Comprehensive coverage provides funds for damage to your vehicle that occurs outside of accidents.

Note that in contrast to the car itself, items stolen from within your car may be covered under your homeowners insurance policy. Discuss the details of the theft with an experienced Texas insurance claims attorney to determine your next steps.

How Can a Texas Theft and Vandalism Insurance Lawyer Help You?

Your experienced Texas insurance claims attorney can provide a range of services to help you appeal theft and vandalism claim denials. These services may include:

  • Filing an appeal with your insurer
  • Communicating with your insurance company on your behalf
  • Gathering evidence to support your case
  • Taking legal action against the insurance company in a bad faith lawsuit

Contact our theft and vandalism insurance lawyer team today to schedule your free strategy session.

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Why Choose McLaurin Law?

Free Consultations: Whenever you need legal advice, McLaurin Law offers consultations for free. Depending on the circumstances of your case, our lawyers are happy to allot a 30-minute free consultation and strategy session.
Insider Advantage: Our lead attorney, Jason C. McLaurin, has previously worked as an insider for insurance companies. His experience in the industry allows him to guide clients in choosing comprehensive insurance policies and exploring strategies in case of denied claims.
Years of Experience: Since 2017, McLaurin Law has served hundreds of clients in Houston, Texas. The firm focuses on commercial and insurance laws and handles personal injury cases, ranging from road accidents to maritime liabilities.
Available 24/7: Legal troubles can arise at any day or time. McLaurin Law has your back if you need legal advice in the wee hours of Sunday. Our lines are open 24/7, and you can book a consultation online.

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Frequestly Ask Questions

Should I Take What the Insurance Company Offers Me?

Typically, the answer to this is absolutely not. Insurance companies are looking out for their own best interests and will try to get you to settle for an offer that is far below what you deserve. At McLaurin Law, we can help you seek an appropriate settlement.

What's the Time Limit for Filing a Claim?

After an accident, you should typically file a claim with the insurance provider of the negligent party who is responsible for your accident. It is important that you move with haste in filing a personal injury claim with the insurance carrier after an injury has occurred. Should a lawsuit eventually become necessary, it is also important to keep in mind that in the state of Texas, you must file a personal injury lawsuit within two years of the date the injury occurred.

What Should I Do after an Injury?

Your number one priority should be your well-being. Seek out medical advice as soon as possible to ensure that you get the treatment you need. You should also move quickly to consult with an attorney to assist you with your personal injury claim. Critical events occur early in the personal injury claims process—such as interviews with adjusters and early damages assessments—so do not delay speaking with an attorney.

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Contact McLaurin Law, PLLC

Schedule a consultation with McLaurin Law, PLLC if you have an insurance issue, or if you have suffered an injury or property damage in Texas. We will review your personal injury case, assess your insurance claim or appeal, address your questions, and strategize paths to seek fair compensation. We aggressively pursue our clients’ interests, armed with an insider’s perspective on Texas insurance claims. Call our office or fill out our online form to get started.
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Ask A Question,
Describe Your Situation,
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Call (713) 461-6500 or fill out the short form below. We will respond within 1 business day. Don’t hesitate, your questions are welcome.
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We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.

Questions Or Schedule An Appointment?

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Whether you are recovering from a personal injury or attempting to recover compensation with an insurance coverage claim or appeal, our legal team will vigorously advocate on your behalf.
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship
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