When it comes to homeowners insurance, there’s one mistake that looms larger than all the rest: not having homeowners insurance at all. Most mortgage lenders will require you to insure your property, but even if you pay for your house in cash,...

What is Civil Authority Coverage?   The coronavirus pandemic has disrupted all of our lives and our businesses in some form or fashion. As business owners seek to deal with these disruptions, many have raised relevant questions about their...

Business interruption insurance is fundamentally designed to protect a business against its inability to continue its normal day-to-day operations, or to occupy its physical premises, in the event of a property loss (due to fire, natural disaster,...

Is Your Company Losing Business as a Result of COVID-19? Business Interruption Insurance May Cover the Damage   The rapid spread of the 2019 Novel Coronavirus, or COVID-19, has already exhibited an astonishing effect on our culture, our...

For small business owners, insurance can provide a necessary safety net—a way to mitigate risk and to safeguard against the unexpected. With that said, choosing the wrong insurance can have damaging consequences. You could simply end up paying...

  Any time you sustain damage to your home, business, or vehicle, it is only natural to consider filing a property damage claim. However, the claims process can be cumbersome, and many individuals are unsure of exactly how to proceed. In this...

  For homeowners, few things are more daunting than finding extensive flood damage in your home; yet, as the result of hurricanes and other extreme weather, this is a reality that many Texans have had to face.   Flooding is common enough...