FAQs About Insurance Coverage
Below are some frequently asked questions about Insurance Coverage:
How Long Do I Have To File Suit Against My Insurance Company?
It depends on the statute of limitations that applies to your claim under Texas law. Statutes of limitations are statutes prescribing a specific period of time, or deadline, for filing certain types of legal actions. In Texas, generally, the statute of limitations to file a lawsuit against your insurance company for bad faith denial of your claim is two years from the date of denial. For other bad faith conduct, typically, the statute of limitations is two years from the date the insurance company’s bad faith act or practice occurred, or two years from the date you discovered, or reasonably should have discovered, that such bad faith act or practice occurred.
In some exceptional circumstances, the court may extend these time limits.
If your insurance company is not handling your claim fairly, or if you are approaching the two-year mark since the injury, act immediately. Speak with the insurance coverage attorneys at McLaurin Law today.
How Do I Know If I Have A Case And An Insurance Coverage Attorney Near Me?
Insurance companies may act in bad faith, undervalue your damages and underpay your claim, or improperly deny your claim. A skilled insurance coverage lawyer at McLaurin Law can help you determine if you have a case to pursue. We will need to review your insurance policy and any supporting information or communications with your insurer. We have years of experience fighting insurance companies on behalf of our clients.
We can meet and review your case in a free strategy session. Call or fill out the online form to schedule an appointment today.
My Insurance Company Denied My Claim. Now What?
Insurance companies may deny a claim for several reasons, but they often act solely with their best interests in mind. To see if you can appeal the claim denial, you need an experienced insurance law attorney to review your policy, claims, and denial of coverage from your insurer. Attorney James McLaurin is an experienced insurance coverage lawyer with over a decade of legal experience in insurance law.
As a former insurance lawyer, he understands their tactics and will fight for your rights.
What Is A Proof Of Loss Statement?
Most insurers require a proof of loss (POL) statement during the claim process. You sign this document under the penalty of perjury and provide an itemized list of your losses and the corresponding dollar value. You must submit your POL accurately and promptly.
Misstatements or errors in your POL can lead to delay, denial, or underpayment by your insurer. We can help you submit this document.
When you need more than luck, call McLaurin Law at (713) 461-6500 or complete the online form to schedule a free strategy session with an experienced insurance coverage lawyer today.
