At McLaurin Law, PLLC, we’ve recently seen a surge in clients facing insurance denials due to alleged pre-existing damage. This issue has become especially prevalent in the wake of two significant weather events—Hurricane Duro and Hurricane Barrel—which occurred just months apart in Texas.
Many homeowners were in the process of repairing damages from Hurricane Duro when Barrel struck, while others experienced new damage solely from Barrel. Unfortunately, some insurance carriers have denied claims, arguing that the damage was caused during Duro and not properly reported or repaired. This tactic is being used even when the same insurer covers both events, leaving policyholders frustrated and without coverage for needed repairs.
Why Insurance Companies Deny Claims
Insurance companies have increasingly required homeowners to prove which storm caused specific damages. Without detailed documentation or expert evaluations, many claims are being rejected outright. This creates a complex and unfair situation for policyholders who are simply trying to recover from devastating losses.
How an Insurance Lawyer Can Help
The good news? You don’t have to navigate this battle alone. An experienced insurance lawyer can challenge these unfair practices, ensuring carriers honor their obligations under the policies they issued. At McLaurin Law, we understand the nuances of storm-related claims and are equipped to hold insurers accountable.
Take Action Now
If your insurance company has denied your claim due to pre-existing damage arguments or is pressuring you to accept less than you deserve, take action now. Contact us today at 713-461-6500 to request a consultation. Let us fight for the compensation you’re entitled to so you can rebuild with peace of mind.
Call us today and let us help you protect your rights.
