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Why Choose McLaurin Law?

Consultations: Whenever you need legal advice, McLaurin Law offers consultations for free. Depending on the circumstances of your case, our lawyers are happy to allot a 30-minute free consultation and strategy session.
Insider Advantage: Our lead attorney, Jason C. McLaurin, has previously worked as an insider for insurance companies. His experience in the industry allows him to guide clients in choosing comprehensive insurance policies and exploring strategies in case of denied claims.
Years of Experience: Since 2017, McLaurin Law has served hundreds of clients in Houston, Texas. The firm focuses on commercial and insurance laws and handles personal injury cases, ranging from road accidents to maritime liabilities.
Available 24/7: Legal troubles can arise at any day or time. McLaurin Law has your back if you need legal advice in the wee hours of Sunday. Our lines are open 24/7, and you can book a consultation online.

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What Should I Do If I Am Injured On A Maritime Fishing Boat Due To Someone Else's Negligence?

What Should I Do If I Am Injured On A Maritime Fishing Boat Due To Someone Else's Negligence?

If you’ve been injured on a maritime fishing boat due to someone else’s negligence, it’s crucial to take specific steps to protect your rights and maximize your claim. At McLaurin Law, we’ve handled several cases involving maritime fishing vessels, and we’re here to guide you through the process.

First and foremost, if you’re seriously injured, seek medical treatment immediately. Your health and safety come first, and severe maritime injuries often require immediate medical evacuation, sometimes by helicopter.

However, if your injuries are not life-threatening and you’re able to act, collecting evidence is vital. Here’s what you should do:

  1. Document the Incident: Take as many pictures as you can. There’s no such thing as too many photos when it comes to documenting an accident. Capture the scene, your injuries, and any equipment or conditions that contributed to the incident.
  2. Identify Witnesses: Note who was around you at the time of the incident. Collect the names and contact information of anyone who witnessed the accident. Their testimonies can be crucial for your claim.
  3. Report the Incident: Depending on the circumstances, get the authorities involved. This could be the police or the Coast Guard. An official report from an outside party can provide essential documentation for your case.
  4. Collect Insurance Information: If another party’s negligence caused the accident, gather their insurance information. This can be pivotal in pursuing your claim.

In larger incidents, it’s especially important to ensure that everything is well-documented. If you’re dealing with a situation like this, reach out to McLaurin Law for a free consultation. We’re dedicated to providing you with the best advice and representation to maximize your maritime claim.

Contact us at McLaurin Law, or call us at (713) 528-8012—we’re here to help you navigate the complexities of maritime injury claims and ensure you get the compensation you deserve.

What Are The Statute Of Limitations For Filing A Personal Injury Claim In Texas?

If you’re considering filing a personal injury claim in Texas, one of the most crucial pieces of information you need to know is the statute of limitations. At McLaurin Law, we frequently receive this question from clients and potential clients alike.

 

 

In Texas, the statute of limitations for personal injury claims is generally two years. This means you have two years from the date of your injury to file a lawsuit. However, there are some exceptions to this rule.

Sometimes, injuries aren’t immediately apparent, and it may take time to discover them. In such cases, the time frame for filing a claim can be extended. Additionally, if there are other causes of action, such as breach of contract or other theories of liability, the period to file might also be extended.

While the standard time frame is two years, it’s always safest to initiate your claim well before this deadline. Complex cases can involve multiple negligent parties or identifying the correct parties to sue, which can take time. Filing early helps ensure that all necessary details are addressed and that your claim is thoroughly prepared.

If you have a personal injury claim, it’s crucial to consult an attorney as soon as possible. At McLaurin Law, we’re available 24 hours a day to answer your questions and provide the guidance you need. Contact us promptly to ensure that you’re fully informed about your time frame for filing a lawsuit and to avoid any potential issues with the statute of limitations.

Don’t wait—contact McLaurin Law today at  (713) 528-8012, and let us help you navigate your personal injury claim within the required legal time frame.

I Was Injured When I Slipped & Fell In A Houston Grocery Store, What Steps Should I Take Right Away?

If you’ve been injured from a slip and fall in a Houston grocery store, it’s important to act quickly to protect your rights and strengthen your potential claim.

At McLaurin Law, we handle many such cases and recommend the following steps:

  1. Collect Evidence: Immediately take photos of the scene where you fell. Capture the conditions that caused your fall, such as wet floors or obstacles. If you’re unable to do so, ask someone else to take pictures for you. Evidence preservation is crucial, as establishments may clean up or alter the scene, making it difficult to prove your case later.
  2. Report the Incident: Notify the store management and ensure that an incident report is filed. While you should avoid making detailed statements or agreeing to interviews without legal advice, it’s important to follow the store’s procedure for reporting accidents.
  3. Seek Medical Attention: Get medical treatment as soon as possible, even if your injuries seem minor. Prompt medical attention not only ensures your well-being but also documents your injuries. Delays in treatment can be used against you, with insurance companies arguing that your injuries were not severe or were caused by something else.
  4. Contact an Attorney: Engage a personal injury attorney immediately. An attorney will send preservation letters to the establishment, ensuring they keep all relevant evidence. Without this step, businesses might "lose" or dispose of evidence critical to your claim.
  5. Document Everything: Keep detailed records of your medical treatment, expenses, and any communication with the store or its insurance company. This documentation will support your claim and help in securing fair compensation.

If you need help with your slip and fall incident, contact McLaurin Law for a free consultation by calling us at (713) 528-8012. Our team is dedicated to providing the best advice and ensuring you receive the compensation you deserve. Don’t hesitate to reach out—your well-being and legal rights are our top priority.

What Are Common Mistakes That Truck Accident Victims Often Make?

If you’ve been involved in an accident with a truck or an 18-wheeler, it’s crucial to avoid common mistakes that could impact your claim.

At McLaurin Law, we frequently represent clients in these cases, and here are some pitfalls you should be aware of:

  1. Failing to Collect Evidence: In the chaos of an accident, you might forget to gather crucial evidence. However, taking photos of the scene, documenting the damage, and noting down witness information is essential. Remember, there’s no such thing as taking too many pictures.
  2. Not Calling the Police: Sometimes, the other party may suggest handling the situation without involving the police or insurance companies. This is a red flag. Always call the police to ensure a formal report is filed and insurance information is exchanged. This documentation is vital for your claim.
  3. Delaying Medical Attention: After an accident, adrenaline can mask pain, and you might not feel injured immediately. However, failing to see a doctor right away can hurt your claim. Insurance companies may argue that your injuries are not severe if there’s a delay in seeking medical care. Even if you feel fine, get a medical check-up to document any potential injuries.

In addition to these steps, contacting an attorney as soon as possible can help protect your rights. At McLaurin Law, we are available 24/7 to provide guidance. We’ve had clients call us from the accident scene for immediate advice on what to do, and we’re always ready to help.

Avoid these common mistakes to ensure you have the best chance of a successful claim. For free consultations and expert advice, don’t hesitate to reach out to McLaurin Law at (713) 528-8012. We’re here to help you navigate the aftermath of a truck accident and secure the compensation you deserve.

If I Am Hit By a Drunk Driver in a Texas Accident, Can I Sue the Driver?

Texas, like many other states, is a hotbed of drunk driving accidents. In 2022, 1,162 people were killed in alcohol-related collisions in Texas, or the equivalent of about three people per day.

If a drunk driver hit you on our Texas roads, you likely want justice and compensation from them. You wouldn’t have been injured had that driver not slipped behind the wheel. And if you lost a loved one in the crash, they’d still be here today.

 

Below, a Texas DUI attorney explains what you need to know about suing drunk drivers.

Texas Allows Accident Victims to Sue Drunk Drivers

Texas takes a tough stance against drunk drivers. Accident victims are free to sue them for all damages, which may include:

  • Any accident-related medical bills
  • Property damage to your vehicle and belongings
  • Lost wages if you can’t work
  • Loss of earning potential if you’ll never fully recover
  • Pain and suffering
  • Mental anguish (depression, anxiety, etc.)

Additionally, a judge may choose to award you punitive damages. These are damages intended to punish the drunk driver for their actions.

A Texas DUI attorney can tell you which types of damages you might be able to recover for your accident.

Dram Shop Liability Lawsuits

It may surprise you to know that you can also hold liquor stores, bars, and other businesses that sell alcohol accountable for the accident. This is called “dram shop liability.”

You can hold a Texas business responsible if:

  • They served alcohol to a minor
  • They served alcohol to someone who was visibly intoxicated

You can pursue a claim against the business as well as the driver who hit you. If you’d like to know how to do this, reach out to a Texas DWI attorney.

How to Sue the Drunk Driver and Win

It’s usually fairly easy to win drunk driving accident cases. When police show up at the scene, they’ll test the at-fault driver’s blood alcohol content (BAC). If it’s over the limit, they’re liable for the crash.

It never hurts to prepare yourself before filing a lawsuit. Here’s what to do:

  • Take pictures of your injuries, your car, the car that hit you, and anything else that seems important at the accident scene.
  • Talk to witnesses. They may have seen the other driver swerving or acting erratically. If the accident happened near a liquor store, restaurant, or bar, go inside and ask whether anyone saw the intoxicated person. If you wish to file a dram shop liability lawsuit, you can use their statements as evidence.
  • See a doctor to document your injuries. If you don’t do this, you’ll have no way to prove the extent of your injuries.
  • Hire a good lawyer. You stand a better chance of winning your case with an experienced attorney’s help.

Consequences for Drunk Drivers

Drunk drivers are responsible for accident-related damages, but that’s not the only consequence they face. Drivers with a DWI charge may have to do community service and temporarily or permanently lose their license. If the accident killed someone, they may even have to go to jail.

If you hit someone while intoxicated, it would be wise to contact a criminal defense lawyer right away.

McLaurin Law Can Help You Seek Justice for Your Drunk Driving Accident

Drunk drivers are responsible for causing thousands of injuries and deaths per year. If you’ve suffered injuries because of a drunk driving accident, our attorneys at McLaurin Law, PLLC will fight hard to recover damages for you.

For a consultation with a Texas DUI attorney, call 713-231-5903.

What Damages Can I Recover for Bad Faith?

So, you’ve filed an insurance claim, and the insurance company is giving you the runaround regarding your claim. Sadly, this is an all-too-common scenario. The insurance company wants to avoid paying you so naturally, it will do everything possible to avoid doing so.

Insurance companies must act in good faith under Texas law, but not all do. If you suspect your insurance company is acting in bad faith with regard to your insurance claim, reach out to an attorney with McLaurin Law now for legal advice about the prospects of your case.


What Does It Mean for an Insurance Company to Act in Bad Faith?

Insurance companies must act according to an implied covenant of good faith and fair dealing, often simply shortened to “good faith.” This means you agree to pay your monthly premiums, and, in return, in the event you have an insurance claim, the insurance company agrees to act in good faith when investigating, adjusting, and settling, or paying out your insurance claim.  

Some insurance companies breach that agreement or act in bad “bad faith” when handling your insurance claim.  Why would an insurance company do this? It’s simple: The insurance company doesn’t want to pay your claim. And, if it must pay, it would prefer to give you as little money as possible. 

Insurance companies act in bad faith by resorting to the following tactics:

  • Refusing to pay a valid or properly-covered claim
  • Denying your claim without good cause
  • Undervaluing and underpaying your claim, attempting to pay you less than you’re rightfully owed for your claim
  • Failing to conduct a reasonable, good-faith investigation of your claim
  • Unreasonable delaying processing of your claim (for instance, “losing” your paperwork)
  • Misrepresenting policy language
  • Refusing to pay for all covered damages

If your insurance company pulls any of these tricks, you may have a bad faith claim against your insurance company.

Types of Compensation You Can Recover for Bad Faith

The law is on your side if an insurance company acts in bad faith. You can seek compensation in the form of contractual damages, extracontractual damages, punitive or exemplary damages, and attorney’s fees. 

Contractual Damages

Contractual damages are the amount you’re rightfully owed in payment for your claim pursuant to the provisions of your policy and the law.

Extracontractual Damages

Extracontractual damages include damages for bad faith conduct and non-prompt processing of your claim. This may include interest on that amount rightfully owed to you for your claim. For instance, if the insurance company denies your $25,000 claim, they may have to pay you the full amount of the claim, as well as interest on that amount. In some instances, you may be entitled to recover damages for mental anguish you suffered as a result of the insurance company’s bad faith conduct in handling your claim or bad faith denial of your claim.  

Punitive or Exemplary Damages

Punitive or exemplary damages are those the jury or judge may award you to penalize the insurance company for its bad faith conduct in handling and settling your insurance claim if you’re able to show that the insurance company acted knowingly or deliberately.    

For example, if you can show that the insurance company knowingly or deliberately denied your claim on the basis that it is not covered, even though it is reasonably clear that your claim, in fact, is covered under your policy, the jury may award you punitive or exemplary damages of up to three times your actual damages.  

Contact McLaurin Law If You Believe the Insurance Company Acted in Bad Faith

Insurance companies have far deeper pockets than the average person. If you have a bad faith case, trying to stand up to the insurance company on your own is unwise. Instead, let our attorneys at McLaurin Law tackle this challenge for you.

For a consultation, call us at (713) 528-8012.

Fire Damage Claims

FAQs About Fire Damage Claims

Below are some frequently asked questions about Fire Damage Claims:

How Can A Houston Fire Damage Attorney Help Me File And Manage My Claim?

At McLaurin Law, our lead fire insurance claim lawyer worked for years as an insider for insurance companies. Jason C. McLaurin knows their tactics to deny and underpay claims. Most people don’t know that homeowners can file appeals or lawsuits against their insurance companies to pursue qualifying damages suffered as a result of a fire at their home or business.

A fire damage claims attorney with our firm can help you review your homeowners or commercial insurance policy to determine what damages your policy covers in the event you need to file a fire damage claim. We can also represent your interests when the insurance adjuster has additional questions about your claim and help you gather the necessary documentation to facilitate full payment by your insurance company for all damages your home or business has suffered due to a fire.

What Are Common Types Of Fire Damage?

A fire damage claim entails more than just the damage the flames cause to your home or business. Fire damage can include secondary damage due to the presence of the fire and attempts to put it out. Types of fire damage that may require remediation include:

  • Flame damage from the fire itself, including burning, charring, and destruction
  • Smoke or soot damage that persist on your walls, ceilings, and flooring/carpeting, as well as lingering odors and other hazardous by-products within your ventilation or HVAC system that could cause serious health problems when inhaled, particularly if you are forced to continue to live or work at the property following the fire
  • Water damage from efforts to extinguish the flames
  • Chemical damage from chemical suppression systems, burned objects releasing toxic fumes, and exposure to the flames by household and commercial chemical products

Will My Homeowners Or Commercial Insurance Cover Fire Damage To My Home Or Business?

Most policies cover damage due to fire. However, have a fire damage claims attorney from our firm review your policy to ensure that you file your claim correctly. Most insurance companies automatically deny claims that don’t follow their filing procedures.

How Do I Find A Reputable Fire Damage Attorney Near Me?

You can search online for “fire damage attorney near me” to find attorneys nearby who work with fire claims. If you live in or near Houston, TX, the knowledgeable fire claims attorneys at our firm, McLaurin Law, are ready to help. We have over a decade of experience helping clients fight for appropriate compensation after a home or business fire. Call us at (713) 461-6500 when you need more than luck!

Flood Damage Claims

FAQs About Flood Damage Claims

Below are some frequently asked questions about Flood Damage Claims:

What Are The Common Causes Of Flood Damage Claims?

Many flood claims in Texas stem from natural disasters like hurricanes or heavy rains. Flood insurance in Texas does not cover other sources of water damage, such as broken pipes, sewer backups, or water intrusion through your roof or walls.

Your homeowners’ insurance policy likely does not cover flood damage. If you live in a high-risk area, your mortgage company probably requires you to carry flood insurance. However, the National Flood Insurance Program (NFIP) reports that over 40% of its claims come from low-risk flood zones. Consider purchasing flood insurance before you need it, even if you live in a low-risk area.

What Can I Do Myself After A Flood?

Your insurance provider will want you to leave as much damage in place as possible for their adjuster to assess your claim. However, your insurer also wants you to do your part to mitigate further damage to your home and belongings. Our Houston flood damage lawyers recommend documenting all damage with photos and video before you begin cleanup.

Steps you can take include using a wet-dry vacuum to remove as much water as possible and boarding up broken windows to prevent more water from getting in. Remove any bedding materials or wet carpeting to allow things to begin drying out.

Can A Houston Flood Damage Attorney Help Me Understand My Insurance Coverage?

If you need help understanding your insurance coverage to file a claim, your flood damage claims attorney can review your flood insurance policy to help you determine the following:

  • Whether your claim qualifies for coverage
  • What evidence you should gather for your claim (photos, videos, qualifying costs of damaged items, etc.)
  • How long you have to submit your claim to the insurer after the damage

How Do Houston Flood Damage Attorneys Help Clients With Flood Damage Claims?

Insurance companies often don’t want to pay the full value of a claim and might deny your claim outright. A flood damage claims attorney can help you understand your policy and fight a claim denial from your insurance company.

A Houston flood damage attorney at McLaurin Law can help you gather additional evidence for your claim appeal, speak with insurance company adjusters on your behalf, and help you file a lawsuit against the insurance company for a bad faith denial. When you need more than luck, call us at (713) 461-6500.

Oil & Gas Claims

FAQs About Oil & Gas Claims

Below are some frequently asked questions about Oil & Gas Claims:

What Kinds Of Insurance Coverage Do Oil And Gas Companies Need In Texas?

Oil and gas companies need several types of operational and business coverage to insure themselves against workers’ compensation claims, environmental damage claims, property damage liability, and more. An oil or gas company needs four basic types of insurance policies:

  • General Liability. This is your basic catch-all insurance liability policy for property damage or personal injury.
  • Products/Completed Operations Liability. Usually part of your general liability coverage, this part of your policy covers manufactured equipment or products used in drilling, refining, or transporting oil or gas.
  • Workers’ Compensation. You need employees to work your operations, and your employees need coverage in case of injury on the job.
  • Pollution Liability. Leaks, byproduct spills, and fires can all pollute the area around your site. Protect your company from bankruptcy with pollution liability coverage.

Can A Houston Oil And Gas Attorney Help Me File And Manage A Claim?

Yes, an oil and gas claims attorney with our firm can help you determine which insurance policy best suits the damage or injury and how to file a claim with your insurer. One of our attorneys can also review your current policies and look for gaps in coverage to recommend additional insurance coverage for better protection against claims and lawsuits.

Our oil and gas attorneys can help you manage your claim and submit the appropriate evidence to the insurance company. After filing the claim, we can also represent you with the insurance adjusters to help you focus on resuming operations.

Can Your Firm's Oil And Gas Attorney Help Me Understand My Insurance Policies?

Yes, an attorney with our firm can review your insurance policies to inform you about your coverage, policy limits, and when you can file a claim. We can also look for gaps in coverage and recommend additional policies to protect your interests.

How Do Oil And Gas Attorneys Help Companies With Environmental Claims?

Spills, leaks, water contamination, and seismic damage due to oil drilling and fracking for gas can bankrupt an oil or gas company after paying for clean-up, personal injury and property damage lawsuits, and EPA fines. An oil and gas claims attorney with McLaurin Law can review your pollution liability policies to determine your policy limits and help you qualify for a claim. Call us at (713) 461-6500 when you need more than luck!

Life Insurance Claims

FAQs About Life Insurance Claims

Below are some frequently asked questions about Life Insurance Claims:

Can A Life Insurance Attorney With Your Firm Help Us Understand Our Loved One's Policy?

Yes. A life insurance attorney must be able to read the policy and help a decedent's loved ones understand the benefits, conditions, and coverage outlined in the policy. One of our life insurance lawyers can help you and your family interpret your family member's life insurance policy to find named beneficiaries, policy limits, and coverage conditions.

What Is The Unclaimed Life Insurance Benefits Act?

Also called the National Conference of Insurance Legislators (NCOIL) Model Act, this legislation standardizes unclaimed life insurance policy measures that insurers must carry out in order to discover beneficiaries with a legal claim to receive death benefits.

Adopted nationally in 2011, the NCOIL Model Act requires insurers to search the Social Security Administration's Death Master File at least semi-annually to find decedent policyholders. They then have 90 days to notify policy beneficiaries.

The Unclaimed Life Insurance Benefits Act helps beneficiaries nationwide receive millions of dollars in unclaimed death benefits each year when they need it most.

How Do I Find A Qualified Life Insurance Attorney Near Me?

If you need help dealing with a life insurance claim or don't know where to start to file a claim, you can search online for "life insurance attorney near me" to find a lawyer who handles life insurance claims in your area. However, how can you determine whether an attorney knows the proper laws for filing and managing a death benefits claim?

For legal advice concerning a life insurance claim in or near Houston, TX, contact us at McLaurin Law, PLLC. We have represented Texas life insurance beneficiaries since 2007.

Can A Life Insurance Attorney Help Us File A Claim?

Yes, a life insurance attorney with our firm can help you file a claim. You will need to complete a claim form to submit to the insurance company and provide documentation of your loved one's passing. Most insurance companies require beneficiaries to submit the following:

  • An individual claim form for each beneficiary
  • Documentation about the decedent, including name, date of birth, address, resident status in the state, and the date and cause of death
  • The decedent's Social Security or policy number
  • The decedent's death certificate (some insurers may require an original certified death certificate)

Call us at (713) 461-6500 when you need more than luck!

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Schedule a consultation with McLaurin Law, PLLC if you have an insurance issue, or if you have suffered an injury or property damage in Texas. We will review your personal injury case, assess your insurance claim or appeal, address your questions, and strategize paths to seek fair compensation. We aggressively pursue our clients’ interests, armed with an insider’s perspective on Texas insurance claims. Call our office or fill out our online form to get started.
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