Delays in insurance claim payments can be frustrating and financially burdensome. Whether it’s a few days or several months, it’s critical to understand your rights and responsibilities as a policyholder. Insurance companies are often legally required to process claims within a specific time frame, typically around 45 days. However, delays may occur if required documentation, such as proof of loss, hasn’t been submitted. Knowing how to respond to these delays can make all the difference in resolving your claim.
Don’t Wait—Contact Our Team Today!
If your insurance company delays your claim, don’t face the stress alone. Contact McLaurin Law, PLLC at (713) 461-6500 or visit mdlawtex.com for a free consultation. We’ll help you identify the cause of the delay, ensure all necessary documentation is submitted, and fight to resolve your claim promptly. Don’t let delays jeopardize your financial recovery—call us today!
FAQs About Delayed Insurance Claims
- Why is my insurance company delaying my claim?
Delays often occur because the policyholder hasn’t provided all required documentation, such as proof of loss or damage estimates. - What is proof of loss, and why is it important?
A proof of loss is a document outlining the damages incurred. Without it, insurance companies may refuse to process your claim. - How long does an insurance company have to process my claim?
In most cases, insurance companies must handle claims within 45 days, depending on the state’s laws. - Can I take legal action if my claim is delayed?
Yes, if the delay exceeds statutory time limits or violates your rights, you may be entitled to compensation, including damages and penalties. - Do I need a lawyer to address a delayed claim?
While not always necessary, a lawyer can protect your rights and help expedite the claims process by holding the insurance company accountable.
At McLaurin Law, PLLC, we’re here to support you every step of the way. Call us today to get your claim back on track!
