Most homeowners have some baseline understanding of what homeowners insurance is and how it can be beneficial. However, questions often arise about what’s covered and what’s required by a standard homeowners policy, e.g., is it mandatory for homeowners to read their policy? Is it mandatory for homeowners to have insurance in the first place? In […]
While Texans have largely moved past the severe winter weather that left so many without power, some homeowners are still dealing with the fallout. Specifically, many homeowners may be coping with pipes that froze, ruptured, and caused water damage. Should you file a homeowners claim for this water damage? Always consult with the specifics of […]
Most homeowners have little choice about whether or not they should buy homeowners insurance. It’s typically a requirement of mortgage lenders, who are zealous to safeguard their investments. Even for homeowners who own their property outright and aren’t obligated to insure it, it’s prudent to obtain coverage that can mitigate the risk of property loss, […]
Insurance represents a contract made between you and your insurance company, assuring that, if anything catastrophically wrong befalls you, your insurance company will step in to provide a financial safety net. This contract gives your insurance company the right to investigate your claims and to ensure they are legitimate. However, the Texas Insurance Code forbids […]
If you have suffered hail or windstorm damage to your home or business in Texas, and your insurance company has denied your claim, then you need to understand your rights under your insurance policy and Texas law. Insurance companies in Texas are bound to the Texas Insurance Code’s policyholder protections, and your claim for hail/windstorm […]
Chapter 541 of the Texas Insurance Code, entitled, Unfair Methods of Competition and Unfair or Deceptive Acts or Practices, protects the rights of policyholders, laying out in detail when an insurer engages in an unfair method of competition and unfair or deceptive acts or practices. Under this law, insurance companies in Texas have a duty […]
(HOUSTON, Texas) Ghazzaleh Rezazadeh has joined McLaurin Law, PLLC as a Senior Associate Attorney. She will assist Texans in matters of first-party insurance, catastrophe and property damage claims, personal injury, construction defects, and product liability. Ghazzaleh’s experience litigating in federal and state courts throughout Texas will reinforce McLaurin Law, PLLC’s established strengths as advocates for […]
Over the past several months, many business owners have learned that business interruption coverage is not always as helpful as they might wish. Specifically, there have been a lot of legal maneuverings related to business interruption claims in the wake of COVID-19. Often, these cases have been resolved unfavorably for business owners. The good news […]
The recent snow and ice storms left many Texas homeowners with significant property damage. One of the most common forms of property damage caused by winter weather is ruptured pipes. Simply put, cold weather can cause the water in your pipes to freeze and expand, causing the pipe itself to break. This can potentially lead […]
Winter weather can do enormous damage to your home. This is something that many Texas homeowners are learning the hard way, as extreme snow, ice, and cold temperatures wreak havoc across the state. Once the ice thaws and the power returns, many local homeowners will need to address (in some cases massive) property damage to […]
Whether you are recovering from a personal injury or attempting to recover compensation with an insurance coverage claim or appeal, our legal team will vigorously advocate on your behalf.
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship