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Tag: Insurance Coverage

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Homeowners Insurance in Texas: Know Your Rights

Homeowners Insurance in Texas: Know Your Rights

Most homeowners have some baseline understanding of what homeowners insurance is and how it can be beneficial. However, questions often arise about what’s covered and what’s required by a standard homeowners policy, e.g., is it mandatory for homeowners to read their policy? Is it mandatory for homeowners to have insurance in the first place? In […]
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November 8, 2022
Tips for Water Damage Insurance Claims

Tips for Water Damage Insurance Claims

While Texans have largely moved past the severe winter weather that left so many without power, some homeowners are still dealing with the fallout. Specifically, many homeowners may be coping with pipes that froze, ruptured, and caused water damage. Should you file a homeowners claim for this water damage? Always consult with the specifics of […]
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November 8, 2022
6 Things to Know When Buying Homeowners Insurance

6 Things to Know When Buying Homeowners Insurance

Most homeowners have little choice about whether or not they should buy homeowners insurance. It’s typically a requirement of mortgage lenders, who are zealous to safeguard their investments. Even for homeowners who own their property outright and aren’t obligated to insure it, it’s prudent to obtain coverage that can mitigate the risk of property loss, […]
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November 8, 2022
Your Rights Under Chapter 542 of the Texas Insurance Code

Your Rights Under Chapter 542 of the Texas Insurance Code

Insurance represents a contract made between you and your insurance company, assuring that, if anything catastrophically wrong befalls you, your insurance company will step in to provide a financial safety net. This contract gives your insurance company the right to investigate your claims and to ensure they are legitimate. However, the Texas Insurance Code forbids […]
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November 8, 2022
Understanding Your Rights in Texas Hail Claims

Understanding Your Rights in Texas Hail Claims

If you have suffered hail or windstorm damage to your home or business in Texas, and your insurance company has denied your claim, then you need to understand your rights under your insurance policy and Texas law. Insurance companies in Texas are bound to the Texas Insurance Code’s policyholder protections, and your claim for hail/windstorm […]
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November 1, 2022
Your Rights Under Chapter 541 of the Texas Insurance Code

Your Rights Under Chapter 541 of the Texas Insurance Code

Chapter 541 of the Texas Insurance Code, entitled, Unfair Methods of Competition and Unfair or Deceptive Acts or Practices, protects the rights of policyholders, laying out in detail when an insurer engages in an unfair method of competition and unfair or deceptive acts or practices. Under this law, insurance companies in Texas have a duty […]
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October 1, 2022
Associate Ghazzaleh Rezazadeh Joins McLaurin Law for TX Insurance & Injury Law

Associate Attorney Ghazzaleh Rezazadeh Joins McLaurin Law for Texas Insurance and Injury Law

(HOUSTON, Texas) Ghazzaleh Rezazadeh has joined McLaurin Law, PLLC as a Senior Associate Attorney. She will assist Texans in matters of first-party insurance, catastrophe and property damage claims, personal injury, construction defects, and product liability. Ghazzaleh’s experience litigating in federal and state courts throughout Texas will reinforce McLaurin Law, PLLC’s established strengths as advocates for […]
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September 1, 2022
Will Business Interruption Insurance Cover Winter Storm Losses?

Will Business Interruption Insurance Cover Winter Storm Losses?

Over the past several months, many business owners have learned that business interruption coverage is not always as helpful as they might wish. Specifically, there have been a lot of legal maneuverings related to business interruption claims in the wake of COVID-19. Often, these cases have been resolved unfavorably for business owners. The good news […]
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March 16, 2021
Insurance Claims Following Texas’ Winter Storms

How to Prepare Your Insurance Claim If Your Water Pipes Break

The recent snow and ice storms left many Texas homeowners with significant property damage. One of the most common forms of property damage caused by winter weather is ruptured pipes. Simply put, cold weather can cause the water in your pipes to freeze and expand, causing the pipe itself to break. This can potentially lead […]
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February 24, 2021
Insurance Claims Following Texas’ Winter Storms

Insurance Claims Following Texas’ Winter Storms

Winter weather can do enormous damage to your home. This is something that many Texas homeowners are learning the hard way, as extreme snow, ice, and cold temperatures wreak havoc across the state. Once the ice thaws and the power returns, many local homeowners will need to address (in some cases massive) property damage to […]
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February 22, 2021

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