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(713) 461-6500
(713) 461-6500

Houston Homeowner Insurance Lawyer

Have Unforeseen Circumstances Left You with Property Damages to Your Home? Call our Houston Area Home Insurance Claim Lawyer to Help You Obtain Compensation for Damages to Structure, Dwelling, Property, or Persons

Residential property insurance claims are intended to help you recover compensation after an accident or disaster damages your home. For example, if a particularly destructive thunderstorm caused exterior damage to your roof, you could file a residential property insurance claim. In Texas, a homeowner has a Two-Year Deadline from the time the damages accrued to file a claim against their insurance company.

Why Choose McLaurin Law PLLC for Your Homeowner Insurance Claim Case?

  • Highly Reviewed & Rated – 10.0 Superb rating on respected legal site AVVO. Highly rated on Google. Rated Rising Star by Super Lawyers. Rated top lawyer by Houstonia Magazine.
  • Highly Responsive – We pride ourselves on fast response times when communicating with our clients. We will never let your questions or concerns go unaddressed.
  • Efficient – Our approach focuses on efficiency and speed to resolve cases as quickly as we can to get you your money faster.
  • Experienced – Founder Jason McLaurin has over a decade of experience representing clients at trial, arbitration, and mediation in matters concerning insurance policyholder recovery disputes, complex commercial litigation, and catastrophic personal injury claims.
  • No Case Is Too Difficult or Complex – This is where tenacity and knowledge of the law matter. We do what is necessary, even in difficult cases.
  • Urgency, Empathy, and Detail – Your case is the center of your world. We work with urgency to resolve your case quickly, empathy to ensure you feel heard, and meticulous detail to ensure no aspect of your case is missed.
  • Caring & Compassionate (truly) – We’re sorry for what happened to you and your home. Our team is incredibly experienced and truly understands the complications that property damage can bring upon a family.
  • Personalized Attention – We understand and respect that every client’s needs are unique. We treat all of our clients with the attention they deserve.
  • We Keep You Updated – Transparency is key. We want you to know what’s happening with your case at all points in the process.
  • Flexible Meeting Times – We accommodate your busy schedule.
  • 2nd Opinions Available – Already have a lawyer? Let us provide you with a second opinion on your case.

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Types of Homeowner Insurance Coverages

Most Texas Homeowner Insurance Policies cover these six areas.

  • Dwelling coverage – covers damage to or destruction of your home, so long as it falls under your policy coverage.
  • Personal property coverage – covers items you own, such as furniture, clothing, etc., in the event it is stolen, damaged, or destroyed.
  • Other structures coverage – covers damage or destruction of structures on your property other than your home. This can include garages, sheds, guest homes, and more.
  • Loss of use coverage – covers additional living expenses if you must move while your house is being repaired to fix damages covered by your policy. Additional living expenses include rent, food, and other costs you wouldn’t have if you were still in your home.
  • Personal liability coverage – covers medical bills, lost wages, and other costs for people you are legally responsible for injuring. It also pays if you’re responsible for damaging someone else’s property and court costs if you’re sued because of an accident.
  • Medical payments coverage – covers medical bills of people hurt on your property. It also may cover some injuries that happen away from your home; for example, if your dog bites someone while out for a walk.

Working With Your Insurance Adjuster

Your insurance company will most likely send an adjuster to your home soon after you file your claim. Unfortunately, these adjusters aren’t always on your side. They’re hired by your insurance company, which means they might not have your best interests in mind. The first thing you should do when dealing with an adjuster is to ensure they have the right credentials to assess your home and its damage.

When the adjuster arrives, you should:

  • Ask them the exact reason for their visit and what their intentions are
  • Ask for a business card
  • Note their first and last name
  • Note their state license number
  • Provide this information to your attorney

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Should I Get a Homeowner’s Insurance Claim Lawyer?

Maybe you are the type of person who is hesitant to sue. Still, you’ve dutifully paid your insurance premiums specifically for moments like these. You’ve already paid for coverage. Shouldn’t you get it?

Shouldn’t your insurance now work for you? If so, hiring a homeowner insurance claim attorney is, unfortunately, a reality for ensuring you get what is right.

Hail Insurance Claims in Texas

In 2020 Texas had the highest number of properties affected by hail, over 1.5 million properties, accounting for almost a quarter of total U.S. properties affected. Many Texas Insurance companies don’t inherently cover hailstorm damages. You will need to purchase a separate “Wind and Hailstorm” Insurance policy to have coverage benefits. In your case assessment, we will review your information and craft a case to achieve the best possible outcome.

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Client Reviews – McLaurin Law PLLC

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Actual Words Clients Have Used to Describe Us & Their Experience

“They diligently explained every situation in detail to me and answered all of my questions,” “In the end the group maximized my claim–for which I am very grateful,” “I was very fortunate to fall into the care of McLaurin Law,” “Excellent firm,” “Mr. McLaurin is readily accessible, responsive, knowledgeable, and receptive to my input,” “Very personable and knowledgeable attorney,” “We will use this firm for all of our future legal needs,” “Mr. McLaurin handled our case with expertise and professionalism,” “He was prompt, attentive, and extremely capable,” “Dealing with legal issues are rarely pleasant, but Mr. McLaurin really made the whole process as smooth as possible,” “always made me feel comfortable in this unexpected situation,” “very professional, yet down to earth and easy to relate to,” “I appreciate the time and attention they put in my case,” “I highly recommend their profession service to anyone,” “Jason McLaurin sees a range of solutions, listens comprehensively, is open to discussion and is committed to the long haul toward a trial date,” “Mr. Jason is very straight forward, responsive and a professional lawyer,” “He handled my case professionally and constantly communicated with me in a timely manner about its status.”

If these things are what you are looking for in a law firm, then contact us to see how we can help you and your family.

Our Location

Locally, clients come to us from Houston, Katy, Pasadena, Woodland, Pearland, Sugar Land, Spring, Kingwood, Galveston, Cypress, and throughout Texas.

What To Do Now

We welcome your questions and want to understand your situation to help you move forward and get the compensation you or your loved one deserves. Call our office at (713) 461-6500 with questions and a description of your situation to see if we can assist or to schedule a consultation. Or you may simply fill out the form above on this page. Your form will be directly emailed to our office, and you can expect a reply within one business day and often within hours of the same day. All information you share is confidential.

Professional Associations

Texas Trial Lawyers Association - Professional AssociationsHTLA - Professional AssociationsHouston Bar Association 1870 - Professional AssociationsNBI - National Business Institute - Professional-AssociationsTexas Bar Foundation - Professional AssociationsInsurance Law Section State Bar of TexasState Bar Of Texas - Professional Associations

Hours of Operation

Office Hours: 8:30 AM - 5:00 PM

Available by Phone: 24/7

Whether you are recovering from a personal injury or attempting to recover compensation with an insurance coverage claim or appeal, our legal team will vigorously advocate on your behalf.
Personal Injury and Insurance Law Attorneys in Houston, TX
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship