Devastating fires and floods can displace families and leave them reliant on their insurance companies. Navigating the claims process can be difficult, but a homeowners’ insurance attorney may be able to ease some of the stress. Learn about the benefits of working with an experienced lawyer for your next claim.
Attorneys Assist With and Review Property Damage Claims
Imagine living in your house for decades and never filing a single insurance claim. If flames destroy the framework or floods leave you with mold and water damage, do you even know where to begin? Seasoned attorneys, like the team at McLaurin Law, PLLC, understand the complexities of filing claims.
They assist their clients with this process, which may include:
- Submitting photo evidence
- Assessing the value of the damage
- Reviewing policyholder rights
Some people face denied claims due to minor errors in their submitted information. Having a homeowners’ insurance attorney review yours beforehand could prevent a possible coverage denial.
Lawyers Advocate for You When Insurance Disputes Arise
When heavy rains flood your basement, it can present serious health and safety hazards. The issue doesn’t resolve as soon as you remove the standing water. Moisture can cling to the floors and walls, creating a musty environment that promotes mold growth.
If you notify your insurance provider of the damage, they may deny your coverage. Their reason? A storm didn’t cause the water damage; it was pre-existing before you submitted the claim.
Some insurers act in bad faith and deny coverage for this or similar reasons. Thankfully, you don’t have to just sit back and accept their answer. Discuss your options with a homeowners’ insurance attorney and build a case against the provider.
Legal counsel can diligently review the evidence submitted in the claim, negotiate with the insurer, and try to settle the dispute. Compensation isn’t a guaranteed outcome; however, lawyers may argue for additional damages on behalf of their client, such as legal fees.
The Importance of Negotiation and Litigation
Settling insurance disputes isn’t always an easy feat. Adjusters could stand by their damage assessment and refuse to pay a penny more. If your lawyer believes this isn’t a fair valuation, they could bring the case to court, if necessary.
Trials can prolong the process, so negotiations may continue in the hope that both sides will reach a resolution. Through these measures, claimants may be able to seek compensation for their property loss.
Consult a Homeowners’ Insurance Attorney From McLaurin Law, PLLC
You don’t have to navigate the claims process alone. Speak to a homeowners’ insurance attorney after a fire or flood destroys your home. McLaurin Law, PLLC, assists Houston residents with property damage claims and isn’t afraid to take on insurance companies acting in bad faith.
To schedule a consultation, submit our online request form or call our firm at (713) 322-5523.
