If your company is struggling with insurance claims, appeals, or lawsuits in the oil & gas industry, or if you or your employees have been injured and you are struggling with workers’ comp claims or other legal matters pertaining to an unfortunate incident, our attorneys at McLaurin Law are here to help.
Houston, Texas
Oil & Gas Claims Lawyer
”“McLaurin Law pays attention to their clients and works around their clients’ needs. They took time to hear the case with patience and provided us assurance and comfort to handle the case quickly and properly. They kept communicating with us and provided updates in a timely manner. Would recommend!”
- Sunita Raj
Oil & Gas Damage Claims in Texas
The oil and gas industry is one of Texas’s largest industries, accounting for hundreds of thousands of jobs across the state, and these companies are subject to a few unique liabilities compared to other industries, causing them to need oil and gas insurance policies of several varieties.
Injuries from oil or gas industry accidents can be extremely severe, causing trauma and threatening to harm morale among coworkers. The effects of many of these incidents can be life-altering, and even deadly.
If you or your company have experienced an oil or gas accident or you are having difficulty with insurance claims or other legal matters pertaining to the industry, seeking the guidance and assistance of an experienced oil & gas claims lawyer should be one of your first steps to respond.
When you experience damage covered under your oil and gas insurance policy, you expect your insurance company to provide the funds due to you. However, insurance companies sometimes deny claims or fail to pay out the necessary funds for no good reason. At McLaurin Law, we sue insurance companies for bad faith insurance claim denials when valid claims are not honored.
What Insurance Do Oil and Gas Companies Need in Texas?
Oil and gas companies require special insurance coverage to provide funds for the unique hazards their jobs present. Here are a few types of insurance oil and gas companies should carry:
- General liability insurance
- Products / completed operations liability
- Workers’ compensation
- Pollution liability
- Equipment and property coverage
If one or more employees at your company have been injured or need to file or appeal a denial for a claim (or if you require legal assistance with a claim involving other aspects of the oil or gas industry) contact our experienced Texas legal team at McLaurin Law today to schedule a strategy session.
What To Do If Your Insurance Company Refuses to Pay Oil and Gas Claims in Texas
As a company in the oil and gas industry, you should have specific insurance policies to cover the unique liabilities and hazards your company faces. When you file a claim with your insurer, you expect them to pay out the funds as stated in your policy.
However, when a company refuses to pay oil and gas claims, you risk being unable to rectify the damage or injury your company experienced. Having a qualified lawyer on your side is essential to dispute this claim denial and seek the payout from the insurer.
Your claims attorney can help you review your policy to determine exactly what your claim should be able to cover. Then, they can help you file an appeal with your insurer and provide new evidence to support your appeal.
Whether you need a property damage claim attorney, a business liability attorney, assistance with workers’ comp claims, or other matters in the oil or gas industry, our legal team at McLaurin Law is experienced with assessing these matters and aggressively seeking just compensation for stakeholders in these cases. If your insurance company still refuses to pay out a claim, we can represent you in litigation.
Understanding Texas Oil and Gas Injuries
Oil and gas work involves unique risks. Workers’ comp should cover these specific injuries:
- Explosions
- Vehicle accidents
- Inhalation of toxic substances
- Chemical or steam burns
These incidents can sometimes lead to life-changing injuries. Your workers’ compensation insurance company needs to provide the payout stated in your policy to rectify the damage. When the insurance company does not honor a valid workers’ comp claim, our oil & gas claims legal team can help you seek appropriate compensation for your employees. Contact us today to schedule a consultation.
Frequently Asked Questions
Does Texas Require Workers’ Compensation Coverage?
Unlike many states, Texas does not require private employers to carry workers’ compensation insurance. However, for the oil and gas industry, going “subscriber-less” is a massive risk. Without coverage, your business loses important legal protections and could be held fully liable for costly medical bills and lost wages out of pocket. Our legal team helps you evaluate prudent policy options to ensure your company isn’t left vulnerable to devastating financial claims following an unavoidable worksite accident.
How Can an Oil & Gas Claims Attorney Assist You in Texas?
Whether you are facing a denied payout or a complex business dispute, an experienced attorney is essential. We leverage deep knowledge of the oil and gas industry and insurance litigation to advocate for your company’s interests. From reviewing policy language to handling aggressive negotiations with insurers, we provide the guidance needed to seek a favorable outcome. We take the legal burden off your shoulders, allowing you to focus on operations while we fight to secure the compensation your policy promises.
What is the "Texas Opt-Out" and Why Is It Risky?
Texas allows employers to be “nonsubscribers” to workers’ comp. While this might seem like a cost-saving measure, it removes the “exclusive remedy” protection. This means injured employees can sue your company directly for negligence, often seeking unlimited damages for pain and suffering. In the high-stakes oil and gas sector, one major incident could lead to a catastrophic judgment. We help nonsubscribers navigate these claims or transition to a more secure insurance structure to protect their business assets.
How Do "Master Service Agreements" Affect Insurance Claims?
In the oilfield, Master Service Agreements (MSAs) often dictate which party is responsible for insurance and indemnity. These contracts can be incredibly dense, frequently including “knock-for-knock” indemnity or specific “additional insured” requirements. If an insurer denies a claim based on a contractual technicality, you need a lawyer who understands how MSAs interact with Texas insurance law. We analyze these agreements to ensure your coverage aligns with your contracts and that you aren’t left exposed by a gap in protection.
Contact McLaurin Law – When you need more than luck on your side
Our Houston law firm has in-depth experience in insurance claim disputes, including many in the oil & gas industries. Our founder started his career as an attorney for the insurance companies, where he gained insider knowledge regarding their strategies and tactics. We use this knowledge to effectively sue insurance companies that do not honor valid claims for our clients in Texas.
Contact our oil and gas claims team at McLaurin Law today to schedule your strategy session.
